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LOAN SUBMISSION CRITERIA
PROPER TY T YPES
LOAN LIMITS
LOAN T YPE / PURPOSE / PARAMETERS
Submission
Criteria
LOAN AMOUNT
Max
$
DSCR
2
4
6
8
10
12
14
16
18
20
22
24
26
28
30
32
34
36
Sunwest Bank
YYY
YYY
Y
YYYYY
Y
Y
714-719-8966
a,c,e,g
1M
10M
75
1.2 AZ CA NV OR UT WA
Temecula Valley Bank
Y
YYY
Y
YY
Y
YYY
YY
YYYYY
YYYY
888-722-8821
a
100K
9M
NATIONWIDE
Terrace Capital Inc.
Y
YYY
YY
YYY
YY
Y
YY
YYYYYYYYYYYYYY
212-671-1044
a,c,f,g
200K 40M
90
1.2 NATIONWIDE
Hard money available from $200K - $10M -- Conventional financing available from $1M - $40M
The Bank of Hemet
YYYY
Y
YY
YYYY
YYYY
YYYY
800-897-9788
a,g
500K 8.5M
70
NATIONWIDE except: AK HI NY
Commercial properties only. Construction only in Southern CA.
Trilogy Commercial Lending LLC
YYY
Y
YYY
YY
YYYY
Y
YY
888-875-5855
a,c,e,f,g
75K
7.5M
75
1.2 NATIONWIDE except: AK AZ CA HI IA ID MT ND NE OK SD UT WI WV WY
Union Bank (fka Jackson Federal Bank)
Y
YY
Y
Y
YY
Y
YYYYYYY
YYYY
714-990-7300
a,c,g
500K
3M
75
AZ CA DC MD NV OR TX VA WA
United Commercial Bank
Y
YYYYYYY
YYYYY
Y
YYYYYYYYYYYY
YYYY
800-821-3899
a,c,g
500K none
75 1.25 NATIONWIDE
ValueXpress LLC
Y
YY
YYY
Y
YY
YYYYYYY
YYYY
800-650-2627
a,f,g
500K 50M
90
1.2 NATIONWIDE
Also lending in Canada
Velocity Commercial Capital
Y
YYYY
Y
YY
Y
YYYYYY
YYYY
866-96-VELOCITY
a,c,e,g
100K
3M
80
NATIONWIDE
Stated and Full Doc loans available. Automotive limited to general auto repair -- no gas stations or carwashes.
WaMu
Y
YYY
Y
Y
YY
Y
Y
Y
866-863-6056
a,g
500K 10M
75 1.25 CA
Wells Fargo Bank
YYY
Y
Y
YY
YY
Y
YYYYY
866-278-5911
b
50K
500K 75
1.2 NATIONWIDEexcept: FL KY MI NV OH TN
Seconds only on loans with a Wells Fargo first. Info at wellsfargo.com/biz/
commerciallending.
Whitlock Capital Group
Y
YYYY
YYY
Y
YY
YYYYYYYY
YYYY
877-313-9750
a,c,e,f,g
300K 100M 90
0.5 NATIONWIDE
World Capital Bancorp
Y
YY
YYY
Y
YY
YYYYYY
YYY
888-922-3003
a,e,f,g
1M
50M
75
NATIONWIDEexcept: AK DE HI LA MT ND OR SD
Portfolio lender, nationwide funding of commercial & multifamily properties.
Zions Small Business Finance
Y
YY
YYYYY
Y
YY
YYY
YYYY
YYYYY
303-249-0556
a,c,f,g
500K 15M
90
1.2 NATIONWIDE
Owner occupied and investment properties. Loan amount maximum of $15M.
Find the latest matrix information online at scotsmanguide.com
Criteria
Min$ Max$ LTV DSCR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36
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