COMMERCIAL EDITION VOLUME 8 ISSUE 11 NOVEMBER 2008
HELPING YOU FUND EVERY DEAL
25 | Commercial
Commercial lenders provide loans for common
loan purposes/properties and for situations such
as mezzanine financing, nonrecourse loans,
second mortgages, Small Business Administration
loans and more.
47 | Multifamily
57 | Hard Money
Multifamily lenders provide loans for properties with
five or more units; apartments; low-income housing;
student housing; senior housing; and more.
Hard-money lenders generally give more consideration
to the value of a property/collateral than to debt-service-coverage ratios. LTVs are usually less than
65%. These lenders specialize in unique, hard-to-find
loans and sometimes are known as private, equity or
portfolio lenders. They often can do fast closings.
77 | Construction
Construction lenders provide loans for new
construction or rehab/renovation loans.
THE LEADING RESOURCE FOR MORTGAGE ORIGINATORS
CHAIRMAN OF THE BOARD
Bob Colliton firstname.lastname@example.org
Director of Business Development Brian Britton-Simmons email@example.com
National Advertising Manager Todd Britton-Simmons firstname.lastname@example.org
Account Executive Kari Jackson email@example.com
Loan Post Consultant Garrett Geiger firstname.lastname@example.org
Editor Tony Stasiek
Associate Editor Ivanna C. Sukkar
Associate Editor Darrick Meneken
Associate Editor Jennifer E. Garrett
Editorial Assistant Kelly McDonald
Circulation Manager Lena Negley
Lead Circulation Assistant/Auditor Lori Nemitz
Circulation Assistant Yvonne Stirling
Circulation Assistant Angela Cheatham
Mortgage Industry Analyst Daniel Yeh
Matrix Analyst Traca Savadogo
Matrix Analyst Chad McLeod
Matrix Coordinator Shirley Jones
Art Director/Production Manager Dennis Wunsch
Production Coordinator Nikki Holman
Senior Designer Deborah Richardson
Interactive Designer Chuck Howard
Graphic Artist Janna Merkle
Graphic Artist Lena Langolf
80 | Associations and Events Directory
82 | Commercial Lender Directory
OFFICE AND TRADE SHOWS
Office Mgr./ Trade Show Coordinator Marilyn Burns email@example.com
Shaun Adler, Andrew Bogdanoff, Victor Calanog, Derek Ezovski,
Randy Fuchs, Cheryl Higley, Christopher Hurn, Jennifer Landree, Jim Levie,
Dan Murphy, Tom Ninness, Chris J. Oskiera, Jeff Rauth, Penny Roach,
Adrian Skiles, Kent Sullivan, Richard H. Zahm
Traci Daberko, Keith Negley, Dennis Wunsch
POLICIES AND USE
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of information reported, occasional errors may occur. We assume no obligation or liability for the accuracy, timeliness or
completeness of any information. Due to the nature of the mortgage industry, financial terms and availability of funds are
always subject to change without notice. This publication is not intended for use by the general public.
The information and opinions expressed in our editorial articles, advertisements and letters to the editor do not necessarily
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