a Accepts packages from brokers/
correspondents. Call before sending.
b Only accepts packages through
approved brokers/correspondents
c Wholesale pricing available to
brokers/correspondents
d Wholesale pricing only available
to correspondents
e Wholesale pricing available to
approved brokers
f Will collect fee for brokers/
correspondents
g Par pricing available to brokers
Submission
Criteria
Minimum and maximum
loan size may not apply to
all property types and/or in
all regions and is subject to
change without notice.
Company Name
LOAN AMOUNT
Min Max LTV
$ Max
1 Acquisition and development
2 Bond
3 Bridge loans
4 Business loans
5 Construction
6 Forward commitments
7 Joint ventures
8 Mezzanine
9 Nonrecourse
10 Notes purchased
11 Purchase
12 Refinance: Cash-Out
13 Refinance: Rate and Term
14 Remodel/renovation
15 SBA loans
16 Second mortgages
18 Automotive (gas stations,
carwashes, etc.)
20 Hospitality (motels and hotels)
21 Industrial
22 Land
23 Leisure (golf courses, marinas,
RV parks, etc.)
24 Medical (hospitals, clinics, etc.)
25 Mixed-use properties
26 Mobile/manufactured home parks
27 Multifamily (See Multifamily matrix
for details)
31 Parking lot sites
32 Rehabilitation facilities
33 Retail (shopping centers/strip malls)
34 Self-storage
35 Single-tenant buildings
36 Special-/Single-purpose buildings
DSCR
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36
Commercial Loan National
Y
YYYY
Y
YYYY
YYYYYYYYYYYYYYYYYYYY
412-486-1401
a,f,g
50K
none
NATIONWIDE
Community West Bank
YY
YYYYY
Y
YY
YYYY
Y
YY
973-532-7715
a
250K
5M
90
NATIONWIDE except: AK HI MI
Enterprise America Inc.
Y
YYY
YY
YYYYYY
YYYYYYYYYYYYYYYYYYY
214-855-6677
a,c,e,f,g
500K 50M
90
1.2 NATIONWIDE
Purchase -- as low as 10% down; New construction -- as low as 10% down; Refinance -- up to 90% LTV
EnviroFinance Group
Y
Y
Y
Y
Y
Y
Y
YYYYYY
YYYYYYYYYY
916-326-5225
b,e,f
5M
15M
75
NATIONWIDE
We are the leading brownfield lender providing financing for the acquisition, clean-up and redevelopment of contaminated
land parcels nationwide.
Equitable Life
Y
YY
Y
YYYYY
YY
YYY
Y
Y
YYYY
800-352-5150
a,f
500K
5M
75 1.25 AR AZ CA CO IA ID IL IN KS KY MI MN MO MT NM NV OH OK OR SD TX UT WA WI WY
SBA 504 up to 90%
Excel National Bank
Y
YYY
YYYYYY
Y
YY
YY
YYYY
YY
YY
888-392-5265
a
250K
5M
90
1.1 NATIONWIDE
Each loan is independently pre-screened and priced based on the loan characteristics provided.
Fairfield Financial Services Inc.
Y
Y
Y
YYYYY
YYYYYYYYYYYYYYYYYYYYY
503-348-7011
a,c,f
50K
9M
AK CA CO FL GA ID MT NV NY OK OR TX WA WY
Fairmont Capital LLC
Y
Y
YYYYYYYYYY
Y
Y
YYY
YYYYYYYYYYYYY
212-710-4018
a,e,f,g
500K 500M 80
NATIONWIDE
Land and construction in CT, FL, NJ, N Y and PA
Fairway America
Y
Y
YYYYYY
Y
YYYY
YYYYYYYYYYYYYY
866-465-2143
a,e,f
250K
3M
CA ID OR WA
www.fairwayamerica.com
Farmers & Merchants Bank
YYYYYY
YYYYYYYYYYYYYYYYYYYYYYYYYYYY
800-420-8306
a
5K
25M
CA
Primarily Southern CA
Fidelity Mortgage Lenders Inc.
Y
Y
Y
YYY
Y
YYYYYYYYYYYYYYYYYYY
800-752-9533
a,f
25K
25M
55
CA NV
Financial Resources Mortgage Inc.
Y
Y
Y
YYYYY
YY
YYYYYYYYYYYYYYYYY
800-950-6913
a,f,g
30K
1M
60
NATIONWIDE except: V T
First California Bank
Y
Y
Y
800-714-4106
a,c,e,g
500K
5M
75 1.25 AZ CA CO ID NM NV OR TX UT WA
First Financial Equities Commercial Inc.
YY
YY
845-304-7274
a,c,f,g
500K 250M 85
1.2 NATIONWIDE
YYYYY
YY
YYYYYY
YYYY
Will consider other loans nationwide, but focus is on CA. SBA is available nationwide!
YYY
Y
Y
YY
YYYYYYYY
YYYY
Freedom Capital LLC
Y
YY
YYYYY
Y
YY
YYY
YYY
YYYYY
480-346-7429
a,c,e,f,g
100K 2.5M 65 1.25 NATIONWIDE
Full Doc loans only. E-mail: FreedomCapital@msn.com.
Criteria
Min$ Max$ LTV DSCR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36
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in Scotsman Guide
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production
cycle and dynamic nature of the industry, loan product terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program
details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
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