Scotsman Guide - April 2009 Commercial Edition

a Accepts packages from brokers and correspondents. Call before sending. b Only accepts packages through approved brokers/correspondents c Wholesale pricing is available to brokers/correspondents d Wholesale pricing is only available to correspondents e Wholesale pricing is available to approved brokers f Will collect fee for brokers/correspondents g Par pricing is available to brokers

1 Apartments 7 High-riseapartments 2 Apts. over retail 8 Historic property

3 Assistedliving 9 Lofts

4 Boarding houses 10 Low-income

5 Corp. apartments 11 Senior housing

6 Garden apartments 12 Student housing

LOAN T YPE / PURPOSE

13 Acquisition 18 Forward

14 Bridge loans commitments

15 Construction 19 Joint ventures

16 Equity: 2 TDs 20 Mezzanine

17 Foreclosure 21 Nonrecourse loans avoidance loans 22 Remodel/renovation (or NOD) 23 Third TDs

LOAN PROGRAMS

24 Fannie Mae DUS 25 Freddie Mac:

Program Plus
26 HUD loans
27 Securitized
mortgage
programs
28 Private money

Company Name

Submission

Criteria 123456789

10 11 12 13 14 15 16 17 18 19 20 21 22 23

LOAN CRITERIA

Amounts

Min Max LTV DSCR

Max% 24 25 26 27 28

Union Bank (fka Jackson Federal Bank)

YY

YYYYYYYYY

YY

400K 7M 75

800-463-0687

AZ CA DC MD NV OR TX VA WA

Portfolio lender

Wells Fargo Bank

YYY

YYYYYYY

Y

50K 500K 70 1.2

866-278-5911

b

NATIONWIDE except: FL K Y MI NV OH TN Seconds only on loans with a Wells Fargo first. Info at wellsfargo.com/biz/commerciallending

Whitlock Capital Group

YYYYYYYYYYYYY

YYYY

300K 80M 95 0.5

Y

877-313-9750

a,c,e,f,g

Criteria

Tell lenders you found them in Scotsman Guide

NATION WIDE Up to 90% LTV. DSCR as low as 0.5. YSP/rebates. Brokers protected

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 Min Max LTV DSCR 24 25 26 27 28

Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.