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» On Mortgage Metrics: Commercial
scotsmanguide.com/commetrics
“In the first quarter of 2010, bridge loans,
a measure of temporary funding, remained
near highs of 5 percent (in terms of the share
of scenarios on Scotsman GuideLoan Post).
Construction loans, an indicator of future
activity, also ended near highs of 10 percent.
Rate-and-term refinances continued to gain
share, ending at an all-time high of 18 percent.”
25%
20%
15%
10%
5%
Illustration: Dennis Wunsch
Source: Scotsman Guide Loan Post
0%
Q2’09 Q3’09
Cashout refi
Rate-and-term refi
Acquisition and development
Q4’09
Purchase
Construction loan
Bridge loan
Q1’ 10
— Dan Yeh, April 22
sctsm.in/2929
FOCUS: GOVERNMENT;LOANS
As noted in this month’s Q& A (Page 16) and elsewhere in the magazine, the Federal
Housing Administration is proposing an adjustment to its popular multifamily and
construction programs. That’s not the only government-related-lending change we’ve seen
in recent years. Here’s a look at a few others covered in past issues of Scotsman Guide.
Scotsman Guide’s Mortgage Metrics:
Commercial blog presents news links and
content from our award-winning lender-search
engines and Scotsman Guide Loan Post. Check
out daily posts — and exclusive data each
Thursday — at scotsmanguide.com/commetrics.
Fannie Mae/Freddie Mac
Fannie Mae: Filtering Out the Facts
(January 2010)
By Rick Warren, Centerline Capital Group
sctsm.in/3947
3 Trends Shifting the Tide
(April 2010)
By Ryan Chapman, Johnson Capital
sctsm.in/4065
Federal Housing Administration
FHA: Not Merely the Last Resort
(August 2008)
By Scott A. Graber, Amerisphere
sctsm.in/3067
U.S. Department of Housing
and Urban Development
HUD Goes LEAN (July 2009)
By Jonathan S. Camps, Love Funding Corp.
sctsm.in/3657
U.S. Department
of Agriculture
Small Towns, Big Opportunities
(May 2008)
By Irene M. Barton and Debra Nesbitt,
Community South Bank
sctsm.in/2929
USDA Program Changes with the Times
(February 2009)
By Michael Steininger,
USDA Rural Development
sctsm.in/3441
U.S. Small Business
Administration
The 4-1-1 on the 504 (November 2008)
By Christopher Hurn,
Mercantile Commercial Capital
sctsm.in/3234
SBA Still Open for Business
(December 2009)
By Jeff Rauth,
Commercial Finance Advisors Inc.
sctsm.in/3875
Tools and resources
»;; Scotsman;Guide Loan Post
Post a loan scenario and receive lender
replies — for free.
scotsmanguide.com/loanpost
»;Niche Lenders
Who can do a loan for that specialty property?
Check out our list.
scotsmanguide.com/comniche
»;Search Wizard
When you’re unsure what type of lender has
a program for your borrower, let our wizard
do the work.
scotsmanguide.com/comwizard*
