Call us and let us make YOU the STAR.
We make it happen!
REBATE PRICING AVAILABLE!
Call Today for a Loan Officer in your region
888-245-8878
or visit our website at
www.apartmentbank.com
Keith Nisenson
Chicago, IL
John Drennan
New Jersey
John Caulfield
San Francisco, CA
Charlie Cole
Dallas, TX
Dan Gaylord
Austin, TX
Beatrice Tortorice
San Diego, CA
Will Grant
San Diego, CA
Rick Carpenter
Orange County, CA
Marc Lipsett Oakland, CA
Michael Posner
Long Beach, CA
Fred Ornelas
Los Angeles, CA
enthusiasm, expertise and creativity is helping
unlock new dimensions in banking.
A Whole New Era of Banking
To further solidify and demonstrate its commitment to excellence and innovation in this new
era, Apartment Bank has unveiled a wide range
of new programs. Those offerings include:
• Interest-Only Programs
Find Out For Yourself Today
To contact a representative in your region call
888-245-8878. Or visit www.apartmentbank.com
to find out more, including the resources necessary to determine the best product for your client.
About Bank of Internet USA
BofI Holding Inc. (NASDAQ: BOFI) is the holding
company for Bank of Internet USA (the Bank),
a nationwide savings bank that operates primarily through the Internet. The Bank provides
a variety of consumer and wholesale banking
services, focusing on gathering retail deposits
over the Internet, and originating and purchasing single and multifamily mortgage loans,
and purchasing mortgage-backed securities.
BofI operates its Internet-based bank from a
single location in San Diego. For more information on Bank of Internet USA, please visit
www.bankofinternet.com. For up-to-date company information and facts and figures about
BofI Holding, Inc. visit www.bofiholding.com.
Wholesale Banking Group
Bank of Internet USA’s Wholesale Banking Divi-
sion acquired more than $185 million of mort-
gage loans during fiscal 2010. With a strong bid
for quality mortgage loans and an efficient pur-
chase process, BofI continues to be an active
buyer in the wholesale banking market target-
ing first-lien single-family, multifamily and com-
mercial mortgage loans. For further information,
please call Jason Kenoyer at 858-704-6236.
Jumbo Correspondent and
Wholesale Broker Group
The Wholesale and Correspondent Lending division for Bank of Internet is growing with a national
expansion currently underway. The divisions were
started in California earlier this year and with its
success, moving across the country was the next
natural progression. The division specializes in
Jumbo and Super Jumbo ARM loans with loan
amounts to $5,000,000. The Wholesale Lending
division is known for its exception-based lending
standard, for common-sense manual underwriting
where each deal stands on its own merits, for offering Pledged Asset Loans, For Vesting in Entities
such as trusts, LLCs, partnerships and S-Corps.,
and for exceptional service to its Brokers, Correspondents and customers. For further information,
you may reach the Wholesale Lending department
at 877-541-2634 or you may visit us online at www.
broker.bofi.com or www.correspondent.bofi.com.
ADMIT ONE
Brooklyn, NY
ADMIT ONE
Boston, MA
ADMIT ONE
Harbor City, CA
1031 Exchange, 40 day Close
ADMIT ONE
Los Angeles, CA