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a Accepts packages from brokers/
correspondents. Call before sending.
b Only accepts packages through
approved brokers/correspondents
c Wholesale pricing available to
brokers/correspondents
d Wholesale pricing only available
to correspondents
e Wholesale pricing available to
approved brokers
f Will collect fee for brokers/
correspondents
g Par pricing available to brokers
LOAN SUBMISSION CRITERIA
COMPANY NAME
Submission
Criteria
PROPERTY TYPES
LOAN LIMITS
LOAN T YPE / PURPOSE / PARAMETERS
Minimum and maximum
loan size may not apply to
all property types and/or in
all regions and is subject to
change without notice.
Min
$
Max
$
LTV
Max
LOAN AMOUNT
1 Acquisition and development
2 Bond
3 Bridge loans
4 Business loans
5 Construction
6 Forward commitments
7 Joint ventures
8 Mezzanine
9 Nonrecourse
10 Notes purchased
11 Purchase
12 Refinance: Cash-Out
13 Refinance: Rate and Term
14 Remodel/renovation
15 SBA loans
16 Second mortgages
h
17 Agricultural (ranches and farms)
18 Automotive (gas stations,
carwashes, etc.)
19 Churches
20 Hospitality (motels and hotels)
21 Industrial
22 Land
23 Leisure (golf courses, marinas,
RV parks, etc.)
24 Medical (hospitals, clinics, etc.)
25 Mixed-use properties
26 Mobile/manufactured home parks
27 Multifamily (See Multifamily matrix
for details)
28 Office buildings/complexes
29 Office condos
30 Owner-occupied businesses
31 Parking lot sites
32 Rehabilitation facilities
33 Retail (shopping centers/strip malls)
34 Self-storage
35 Single-tenant buildings
36 Special-/Single-purpose buildings
DSCR
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 2
display
Excel National Bank SBA
888-392-5265 a
YY
250K
5M
90
1.1 NATIONWIDE
YYY Y Y Y YY YYY YY YY
Each loan is independently pre-screened and priced based on the loan characteristics provided.
E
Farmers & Merchants Bank
YYYYYY
YYYYYYYYYYYYYYYYYYYYYYYYYYYY
800-420-8306
a
5K
25M
CA
Primarily Southern CA
Fidelity Bancorp Funding Inc.
Y
YY
Y
YYY
YY
Y
YY
YYYYYYYY
YYYY
714-908-5100
a,c,d,f,g
250K 10M
90
1
NATIONWIDE
Bank pricing, broker-friendly, 4 EZ steps to submit: rent roll, 2 years' income and expense, photos, and PFS or 1003.
Fidelity Mortgage Lenders Inc.
Y
Y
Y
YYY
YYYY
YYYYYY
YYYYYYY
800-752-9533
a,f
25K
25M
55
CA NV
We do equity loans only in 1st position.
FMC Lending
YYYYY
YYYYYYYYYYYYYYYYYYYYYYYYYYYYYY
888-297-4440
a,c,f,g
100K 35M
90 1.125
NATION WIDE except: AK Nationwide. Loans based on the credibility of the real estate, not borrower. We are a direct lender, not a broker.
No upfront fees. Rates starting at 3.75% 5 yr. jp@fundmortgagecapital.com
Freedom Capital LLC
Y
YY
Y
YYY
Y
YY
YYY
YYYYY
480-656-2688
a,c,e,f,g
50K
8M
90 1.25 NATIONWIDE
Full-doc only. OO purch. to 90%LTV; refis & all investor-held to 65%LTV; OO (2.5% broker commission) available in all 50
states; NOO (1.5% commission) in 39 states. www.FreedomCapital.biz
d
display
FundingEdge
YYYY
Y
Y
830-331-4030
a,b,f
100K 22M
55
1.1 TX FundingEdge offers conventional and private money financing for all property types, with a special focus on AG, Ranch and Land in TX. E-mail: cs@fundingedge.com Website: www.fundingedge.com
display
Heartland Capital Corp.
YYYY
YYYYYYYYY
YYY
YYYYYYYYYYYYYYYYY
972-739-2100
1M
50M
85
1.1 NATION WIDE except: HI
Private debt and equity capital for your financing needs. Please e-mail your executive summary to
steve@heartlandcapitalgroup.com for fastest response.
Janus AG Finance
Y
YYY
YY
YYYYY
YYYYYYYYYYYYYYYYYYYY
a,c,e,f,g
200K 50M
70
1.3 NATIONWIDE
Visit www.janusagfinance.com. Hard and soft money for commercial farms and ranches, biofuel projects and
agriculture-related facilities
sc
Liberty Lending Group Inc.
YYYYYYYYY
800-587-1502 x1
a,c,e,f,g
500K 25M
70
1
INTERNATIONAL
Los Olivos CML Inc.
Y
Y
805-325-6706
a,f
100K
2M
75
1
CA
Master Capital Solutions
Y
YYYYYY
630-279-5222
a,c,e,f,g
50K 200M 100
INTERNATIONAL
Midwest Business Capital
YYY
877-751-4622
a,c,f,g
250K 10M
90 1.25 NATIONWIDE
New England Commercial Lender
Y
Y
Y
YYY
800-785-3150
a,c,f
100K 30M 100
NATIONWIDE
YYYY
YYYYYYYYYYYYYYYYYYYY
YYYYY
YYYYY
YYYYYYYYYYYYYY
Quick close, 1- to 3-year interest-only loans with no ppp after the 6th monthly payment
YYYYYYYYYYYYYYYYYYYYYYYYYY
Fast analysis, structure and closings. Submit loans to: www.mastercapitalsolutions.com.
YYYYY
Y
YY
YYYYYYYY
YYYY
Midwest Business Capital is a division of United Midwest Savings Bank. Nationwide SBA PLP
YYYYYY
Y
YYYYYYYYYYYYYYYYY
SBA 504 loans available
Criteria
Min$ Max$ LTV DSCR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 C 2
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
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