Scotsman Guide - December 2011 Commercial Edition

a Accepts packages from brokers/
correspondents. Call before sending.
b Only accepts packages through
approved brokers/correspondents
c Wholesale pricing available to
brokers/correspondents
d Wholesale pricing only available
to correspondents
e Wholesale pricing available to
approved brokers
f Will collect fee for brokers/
correspondents
g Par pricing available to brokers
LOAN SUBMISSION CRITERIA
COMPANY NAME
Submission
Criteria

PROPERTY TYPES
LOAN LIMITS
LOAN T YPE / PURPOSE / PARAMETERS

Minimum and maximum loan size may not apply to all property types and/or in all regions and is subject to change without notice.

1 Acquisition and development
2 Bond
3 Bridge loans
4 Business loans
5 Construction
6 Forward commitments
7 Joint ventures
8 Mezzanine

Min

$ Max

$ LTV

Max

DSCR

12345678

LOAN AMOUNT

9 Nonrecourse
10 Notes purchased
11 Purchase
12 Refinance: Cash-Out
13 Refinance: Rate and Term
14 Remodel/renovation
15 SBA loans
16 Second mortgages

18 Automotive (gas stations, carwashes, etc.)

20 Hospitality (motels and hotels) 21 Industrial

22 Land

23 Leisure (golf courses, marinas, RV parks, etc.)

24 Medical (hospitals, clinics, etc.)

25 Mixed-use properties

26 Mobile/manufactured home parks

27 Multifamily (See Multifamily matrix for details)

33 Retail (shopping centers/strip malls) 34 Self-storage

35 Single-tenant buildings

36 Special-/Single-purpose buildings

9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36

St. Cloud Mortgage Inc.

Y
Y
YY
YY
YYYYY
YYYYYYYYYYYYYYYYYYYY

877-653-3276

a,c,e,g

500K none 80

0.8 NATIONWIDE
No upfront fees. Commercial, apartments, farms and agriculture land loans.

Sterling Savings Bank

Y
YY
Y
YYYYYY
YYYYYY
YYY
YYYYY

250K 10M

ID MT OR WA
Sterling Savings Bank provides U.S. Small Business Administration (SBA) loans to help with full range of small-business
needs for any industry.

display

Summit Financial and Investment Group
LLC Y Y Y

800-649-0311 a,f 2M none 801.2

YYYYY
YYYY
Y
YY
Y
Outside U.S., minimum loan amount $10M

YYYYYYYYYYYYY INTERNATIONAL

The Bank of Hemet

YYYY
Y
YY
YYYY
YYY
YYYY

800-897-9788

a,g

500K

6M

70

AZ CA NM NV OR WA
Commercial properties only

Thrift Financial Marketing

YYYYYYYYYYYYYYYY
YYYY
YYYYYYYY
YYYYY

817-509-1228

a,b,f

100K 50M

1.2 NATIONWIDE except: AK HI
We will look to service first and correspondent those files that do not fit in-house. We will do multiple
commercial deals and will focus on niche. www.thriftfm.com or michael@thriftfm.com

display

U.S. Bank - SBA Division

Y
YY
Y
YYY
Y
YY
Y
YYY
Y

888-722-3948

a

250K

5M

90 1.15 AR AZ CA CO IA ID IL IN KS KY MN MO MT ND NE NV OH OR SD TN UT WA WI WY
Y

Union Bank

Y
YY
Y
Y
YY
Y
YYYYYYY
YYYY

714-990-7300

a,c,g

400K

5M

75

CA DC MD OR TX VA WA

United Structured Finance Co.

Y
Y
Y
Y
Y
Y
YYYYY
Y
YYYY

734-926-3000

a

500K 50M

NATIONWIDE
A direct lender for SBA and USDA loans in select Michigan markets and a correspondent for all other income-producing
properties nationwide with loan amounts from $500K to $50M and up

Tell lenders you found them in Scotsman Guide

Min$ Max$ LTV DSCR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 Criteria

Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.