a Accepts packages from brokers/
correspondents. Call before sending.
b Only accepts packages through
approved brokers/correspondents
c Wholesale pricing available to
brokers/correspondents
d Wholesale pricing only available
to correspondents
e Wholesale pricing available to
approved brokers
f Will collect fee for brokers/
correspondents
g Par pricing available to brokers
LOAN SUBMISSION CRITERIA
COMPANY NAME
Submission
Criteria
PROPERTY TYPES
LOAN LIMITS
LOAN T YPE / PURPOSE / PARAMETERS
Minimum and maximum
loan size may not apply to
all property types and/or in
all regions and is subject to
change without notice.
1 Acquisition and development
2 Bond
3 Bridge loans
4 Business loans
5 Construction
6 Forward commitments
7 Joint ventures
8 Mezzanine
Min
$
Max
$
LTV
Max
DSCR
12345678
LOAN AMOUNT
9 Nonrecourse
10 Notes purchased
11 Purchase
12 Refinance: Cash-Out
13 Refinance: Rate and Term
14 Remodel/renovation
15 SBA loans
16 Second mortgages
18 Automotive (gas stations,
carwashes, etc.)
19 Churches
20 Hospitality (motels and hotels)
21 Industrial
22 Land
23 Leisure (golf courses, marinas,
RV parks, etc.)
24 Medical (hospitals, clinics, etc.)
25 Mixed-use properties
26 Mobile/manufactured home parks
27 Multifamily (See Multifamily matrix
for details)
28 Office buildings/complexes
29 Office condos
30 Owner-occupied businesses
31 Parking lot sites
32 Rehabilitation facilities
33 Retail (shopping centers/strip malls)
34 Self-storage
35 Single-tenant buildings
36 Special-/Single-purpose buildings
9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36
display
Civis Capital
Y
865-329-1108
a
150K
5M
90
AL AR FL GA KY LA MS NC SC TN VA
YYYY Y YY YYY YYY Y YYY
Community West Bank
YY
YYYYY
Y
YY
YYY
916-780-5512 x112
a
250K
5M
90
CA CO ID NV OR UT WA
We specialize in financing owner-occupied, multipurpose commercial real estate. Check out our website at
www.communitywestbank.com.
display
Concord Church Finance
800-926-0399 a
100K
5M
75
1.2 NATIONWIDE
Y
Church financing only. Fax number: 858-756-8108. Visit our website: www.concordchurchfinance.com.
EH National Bank
YY
YYY
Y
Y
YY
YYYY
YY
YY
888-392-5265
a
250K
4M
75 1.25 CA
Each loan is independently pre-screened and priced based on the loan characteristics provided.
Ellis Management Co. Inc.
Y
Y
Y
YYYYYY
Y
Y
YYYY
YYYY
YY
YYY
800-816-7583
a,f,g
500K 10M
CA NM OK TX
We specialize in bridge loans for raw land. Industrial/Flex warehouse loans, farms and ranches, too. Twenty years'
Equitable Life
Y
Y
YYYYYY
Y
YYYYY
YYY
YY
866-579-3418
a,f
500K
4M
75 1.25 AR AZ CO IA ID IL KS KY MN MO MT NM NV OK OR SD TX UT WA WI WY
SBA 504 up to 90%
Euclid Financial Group Inc.
Y
YYY
YY
YYYYYY
YYYYYYYYYYYYYYYYYYY
202-822-2139
a,c,e,f,g 500K 100M 100
NATIONWIDE
For prompt response, e-mail apericli@euclidgroup.com or visit our website at www.euclidcommerciallending.com.
Farmers & Merchants Bank
YYYYYY
YYYYYYYYYYYYYYYYYYYYYYYYYYYY
800-420-8306
a
5K
25M
CA Direct lender, highly creative deal structures, fast approvals. Minimal paperwork, no pre-payment penalties. Specialize under $5M and/
or gap financing up to $25M in Southern California
Fidelity Commercial Funding
Y
YY
Y
YYY
YY
Y
YY
YYYYYYYY
YYYY
714-908-5105
a,c,d,f,g 250K 50M
90
1
NATIONWIDE
Bank pricing, broker-friendly, 4 EZ steps to submit: rent roll, 2 years' income and expense, photos, and PFS or 1003.
Fidelity Mortgage Lenders Inc.
Y
Y
YYY
YYYY
YYYYYYYYYYYYYY
800-752-9533
a,f
50K
10M
45
CA
We do equity loans only in first position. Call for fast response.
First State Bank
YYY
Y
YYY
Y
Y
YYY
YYY
YYYY
865-545-4520
a
100K
5M
90 1.15 AL AR GA KY MO MS NC SC TN VA
Specializing in SBA 7(a) and 504 lending as well as USDA B&I lending. Call us for construction
loans from small tenant build-outs to large ground-up projects.
FMC Lending
YYYYY
YYYYYYYYYYYYYYYYYYYYYYYYYYYYYY
888-297-4440
a,c,f,g
100K 35M 90 1.125
NATIONWIDE except: AK Nationwide. Loans based on the credibility of the real estate, not borrower. We are a direct lender, not a broker.
No upfront fees. Rates starting at 3.75% 5 yr. jp@fundmortgagecapital.com
Freedom Capital LLC
Y
YY
Y
YYY
Y
YY
YYY
YYYYY
480-656-2688
a,c,e,f,g
50K
8M
90 1.25 NATIONWIDE
Full-doc only. OO purch. to 90% LTV; refis & all investor-held to 65% LTV; OO ( 2.5% broker commission) available in all 50
FundingEdge
YYYY
Y
Y
830-331-4030
a,b,f
100K 22M
55
1.1 TX
FundingEdge offers conventional and private money financing for all property types, with a special focus on AG, ranch and land in TX.
Min$ Max$ LTV DSCR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 Criteria
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.