LENDERNAME Min Max Max LTV% Max Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Fidelity Mortgage Lenders Inc.
15M 60 20YYY YY YYYY YYY YYYY YYY
Direct Lender CA Equity-based loans on commercial-property value. Immediate decisions and fast funding. Long-term loans. No prepayment penalties.
Finance of America Commercial
10M 75 1 YYYYY YYYY Y
Direct Lender NATIONWIDE except: AK ID ND RI SD UT VT Finance of America Commercial is dedicated to providing our clients with more buying power. Our financial strength and our experience give us the ability to deliver for you.
35M 75 30 YYYYYYYYYY YYYYYYYYYYYYYYYYYYY
Direct Lender NATION WIDE except: AK Direct lender. Funding 1st & 2nd position loans up to 75% LTV on multifamily, mixed-use & commercial properties. Rates 8.9% to 12%. No minimum DSCR. 50-year amortization.
5M 60 10YYY YY Y YYY YYYYYYYYYYYY YY
Correspondent TX Most commercial property types considered including land. BKs, foreclosures & discounted notes considered. Oil & gas royalty loans available.
30M 90 30YYYYYYYYY YYYY YYY Y YYYYYY
Private Lender NATIONWIDE except: AZ NV VT Loan approvals in 24 hrs on most deals and funding in one week or less. Credit is not a major deciding factor. We offer soft money, bridge and 30-yr. commercial mortgages.
Gamma Real Estate
250M 85 36YY YYY YYYYYYYY YYYYYYYYYYYYYY
Private Lender NATIONWIDE Real estate commercial lending since 1970. We provide speed and certainty of execution. Every loan is tailored to each individual borrower's needs.
1M 65 20Y Y YY YYYYY YYYY YYYYYYY YY
Direct Lender TX 25 years' experience in equity lending to individuals and companies not served by traditional banks. 24-hour conditional approvals.
Gelt Financial LLC
5M 65 3YYY YYYYYY YYYY YYYY YYYY YYY
Private Lender FL GA NJ OH PA TX In business since 1989, fast approvals & closings. Flexible terms, common-sense underwriting. Deal with the decision makers, no income verification loans, credit problems ok.
Golden Bridge LLC
1.5M 70 1YYYYYYY Y Y YY Y YY Y
Private Lender NY Golden Bridge provides time-sensitive bridge financing to real estate investors. Fast and creative financing solutions.
Gravity Capital LLC
6M 75 5YYYYYYYYYYYYY YYY Y Y YYYYYYYY
Direct Lender NATION WIDE except: IL N Y We fund fast and consider all deals. Brokers are our business.
Great Jones Capital
5M 80 3YYYYYYY YY Y Y YYYYY YYYYYYYY
Private Lender CO DC MD NJ NY PA VA Over 30 years of experience in real estate lending and commercial development. We have underwritten over $1B in commercial loans.
Great Oak Funding
3M YYYYYYYYYY YY YYYYYYYYY YYY
Direct Lender NATIONWIDE Great Oak Funding is a private lender that provides mezzanine financing to existing companies with a track record of revenue to help them grow and expand.
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
These companies are display advertisers with Scotsman Guide
Media. See the Display Advertiser Directory on Page 14 for more
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
PROPERTY TYPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Hard money lenders generally give more
consideration to the value of a property/
collateral than to debt-service-coverage ratios.
Loan-to-value ratios are usually less than
75 percent. These lenders specialize in unique,
hard-to-find loans and sometimes are known
as private, equity or portfolio lenders.
They often can do fast closings.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and
5 Bridge loans
6 Blanket loans
7 Balloon payments only;
no periodic payments
8 Second mortgages
10 Notes purchased
11 Joint ventures
trusts and legal entities
14 Foreign nationals: no
16 Churches, temples, synagogues
17 Land (bare, commercial, lot,
18 Automotive (no gas, body shop,
19 Retail (shops; strip malls;
20 Entertainment (nightclubs, bars,
21 Gas stations (w/wo c-store)
22 Leisure (golf course, marina,
23 Hospitality (hotels, motels,
24 Industrial (manufacturing,
25 Mixed-use properties
26 Office (building, condo,
27 Ranches and farms:
28 Residential investment