LENDERNAME Min Max Max LTV% Max Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
PSG Capital Partners Inc.
25M 65 3YYYYYY YY YYY YYYY YYYYYYYYYY
Direct Lender CA TX Making loans on commercial property. Commercial private-money lending for all property types. Bridge & term loans; 7-10 day close. Lending in CA & TX now.
Pyatt Broadmark Management LLC
18M 65 1 YYYYY Y YYYYYYYYYY YYY
Direct Lender CO ID OR TX UT WA WY Real estate lending fund specializing in private, short-term construction, development & bridge financing. We provide flexibility & expertise for any real estate transaction.
2.5M 85 2YYY YY YYY YY Y
Direct Lender NATIONWIDE except: MN SD We are a private lender that works directly with experienced real estate professionals to finance the purchase of non-owner-occupied real estate. Brokers protected.
10M 85 10YYYYYYYYYYYYY Y Y YYY Y Y
Direct Lender NATION WIDE RealtyShares pursues a dual-pronged CRE debt strategy: i) as high-tech mortgage banker focused on agency-eligible multifamily lending; and ii) on-platform hard money lending.
Red Rock Capital
3M 75 3 YYYYYYY YYYY Y
Hedge Fund NATIONWIDE except: AZ CA MN ND NV OR SD UT V T Lending up to 75% LTV of as-is value (10% down minimum) on purchase loans including flips! Rates starting at 10.5%. Renovation and new construction loans available!
10M 65 3YYY YY Y Y YYYY YY YYYY YYY
Direct Lender CA Direct, private lender since 1977. Brokers protected. No prepayment penalty. Metro areas preferred.
Revere Capital LLC
25M 70 3YYYYYY YYYYYY YYYYYYYYYYY YY
Private Lender NATIONWIDE A direct lender specializing in originating $1M-$25M short-term commercial mortgage loans on a national basis. Closings typically less than 14 days.
Riverdale Funding LLC
5M 65 3YYY YY YYYYY YYY YY
Direct Lender NATION WIDE except: AL AZ CA MA MI M T ND NH NJ NV SD TN V T Commercial hard money direct lender. All credit history accepted. No financials required. No income verification. Fast approval and easy qualifications. Loans from $250K & up!
Roc Capital Holdings
10M 75 2YYYYY Y YY Y YY YYYYY YYY
Private Lender NATIONWIDE except: AZ CA NV Roc Capital offers small balance multifamily fix-n-flip loans for experienced owner-operators and bridge loans on transitional properties.
Saratoga Capital Inc.
5M 70 5YYYYYY Y Y YYYY Y YY Y Y
Direct Lender CA In-house private lender. $500K-$5M. 1-5 year terms. 2nds OK. NOO. Use multiple properties to qualify. Simple qualifying & we can fund in days. CA only. Brokers protected.
50M 80 3Y YYYYY YYYYYY Y YY YYYYYYYYY
Private Lender NATIONWIDE except: AK Direct lender, 1-3 year terms, brokers protected, creative and solution oriented. Not credit driven. Quick closings available.
SDC Capital Funding
5M 75 3YYYYYY Y YYYYYY Y Y YYY Y Y
Private Lender CA SDC Capital Funding is a direct, real estate lender offering 1st and 2nd trust deeds on commercial properties in CA. Fast closings. Brokers protected.
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
These companies are display advertisers with Scotsman Guide
Media. See the Display Advertiser Directory on Page 14 for more
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
PROPERTY TYPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Hard money lenders generally give more
consideration to the value of a property/
collateral than to debt-service-coverage ratios.
Loan-to-value ratios are usually less than
75 percent. These lenders specialize in unique,
hard-to-find loans and sometimes are known
as private, equity or portfolio lenders.
They often can do fast closings.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and
5 Bridge loans
6 Blanket loans
7 Balloon payments only;
no periodic payments
8 Second mortgages
10 Notes purchased
11 Joint ventures
trusts and legal entities
14 Foreign nationals: no
16 Churches, temples, synagogues
17 Land (bare, commercial, lot,
18 Automotive (no gas, body shop,
19 Retail (shops; strip malls;
20 Entertainment (nightclubs, bars,
21 Gas stations (w/wo c-store)
22 Leisure (golf course, marina,
23 Hospitality (hotels, motels,
24 Industrial (manufacturing,
25 Mixed-use properties
26 Office (building, condo,
27 Ranches and farms:
28 Residential investment