Matrix: Commercial Lenders
LENDERNAME Min Max Max LTV% Min DSCR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
DSCR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
Tell lenders you found them in Scotsman Guide
1M 100 1.27YY YYYY YY Y Y Y YYY YY YYYYYYYY
Direct Lender NATIONWIDE We provide term loans and lines of credit to well-qualified borrowers in the amount of $100K to $1M+ in 3-5 business days with RE collateral.
Lone Oak Fund LLC
30M 60 0YYYYY Y Y Y YY YYY YYY YYYYYYY
Direct Lender CA Lone Oak Fund LLC is a direct portfolio lender offering 1st TDs on com & res investment properties. Fast closings. $1M-$30M. 7. 9-8.9% I/O. Up to 60% LTV. Brokers protected.
Mission Federal Credit Union
10M 75 1.2 YYY Y YY YY YYYY
Bank CA Your success is our bottom line. Competitive rates and outstanding service. Wholesale pricing is available to brokers. San Diego County properties only.
20M 75 YYY Y Y Y Y Y YY YYY YYYYYY
Direct Lender NATIONWIDE When the bank says no, we say yes! Direct lender, nationwide, $1M to $20M, income-producing CRE, up to 75% LTV, non-recourse offered, flexible prepay provisions.
Navesink River Capital
3M 75 YYYYYY YYY Y YY YYYY YYYYYY
Direct Lender NATIONWIDE Direct lender specializing in all types of real estate. Fast funding available up to 75% LTV. $200K-$3M.
5M 90 1.15YYY Y YY YY YY YY YY Y YYYYYY
Bank NATIONWIDE SBA 7(a) & USDA lending nationwide. Broker referrals welcomed and protected. Creative, cash flow & logic-based lending with focus on saying "yes."
5M 80 1.25YYYY Y YY YY YY YYYYYY
Direct Lender NATIONWIDE Ocean Capital is a preferred SBA 7(a) and USDA B&I lender currently paying up to a 5% referral fee through our preferred broker program. Please contact Taylor at 401-773-9716.
Pacific Enterprise Bank
10M 90 1YYY Y Y YY YYYYY YYY YYYYYY
Bank AZ CA CO NV OR TX U T WA Collateral focused. Eligible: prior losses, pers. credit, business type, BK, special purpose. All loan types offered in CA. Only 7(a) loans outside of CA.
Pacific Premier Bank
50M 75 1.25YYYY Y Y Y YYYYY YYYY YYYYYYY
Bank AZ CA CO NV OR WA Nationwide SBA Preferred Lender. Financing available in Western US for CRE and MFR. Construction lending available in Southern CA.
Patch of Land
5M 80 1YYYYY Y Y Y Y YYYYYYY
Direct Lender NATIONWIDE except: AZ MN OR SD PoL is a national alternative online lender focused on residential and commercial rehab, refi and bridge loans for companies needing to scale their business.
PMC Commercial Trust
5M 85 1.15YY Y Y Y Y YY YY Y Y Y
REIT NATIONWIDE Direct SBA Preferred Lender specializing in hotels and other special purpose real estate. Referral fees up to 2%.
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
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Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and development
5 Bridge loans
6 Business loans
(operating capital, buyouts,
no real property)
7 Equity line of credit
8 Accounts receivable
10 Second mortgages
12 Joint ventures
13 Notes purchased
14 Agency lending
SBA, USDA, FNMA
15 Private money
17 Automotive (no gas, dealer, body
shop, oil change)
18 Churches, synagogues, temples
19 Energy production & transmission
20 Hospitality (hotels and motels)
21 Industrial (manuf., mining, distr.)
22 Land (lots, bare, subdivision)
23 Leisure (golf course, marina,
RV park, etc.)
24 Medical (hospitals, rehabilitation
center, clinics, assisted living, etc.)
25 Mixed-use properties
26 Mobile/manufactured home parks
27 Municipal; public works financing
28 Non-owner-occupied residential
29 Office (building, condo, complex)
30 Owner-occupied business
31 Retail (malls, strip malls, shops)
33 Single-tenant buildings
PROPERTY T YPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Commercial lenders provide loans for common
loan purposes/properties and for situations such
as mezzanine financing, nonrecourse loans,
second mortgages, Small Business Administration
loans and more.