Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Lone Oak Fund LLC
30M 60 2YYYYYY YYYYYYYYYY YYYY YYY
Direct Lender CA Lone Oak Fund LLC is a direct portfolio lender offering 1st TDs on com & res investment properties. Fast closings. $1M-$30M. 7. 9-8.9% I/O. Up to 60% LTV. Brokers protected.
2M 70 2YYY Y YYY YY YY YYY
Private Lender DC DE FL GA MD NC PA SC VA We fund up to 90% of purchase and 100% of construction!
Merchants Mortgage & Trust Corp.
3M 75 2Y YYYYY YY YY YY YYYYY YYY
Direct Lender AZ CA CO KS OR TX UT WA MMTC has lent over $2B to real estate investors. The company specializes in short-term fix-n-flip loans, commercial bridge loans and construction loans.
Mid Valley Financial
3M 30Y YYYYY YYYYY YYYYY YYYYYYY YY
Direct Lender CA
20M 75 3YYY YY Y YY Y YYY YYYY YY
Direct Lender NATION WIDE When the bank says no, we say yes! Direct lender, nationwide, $1M to $20M, income-producing CRE, up to 75% LTV, non-recourse offered, flexible prepay provisions.
15M 75 2Y Y YYY Y Y Y YYYY Y
Direct Lender NATIONWIDE Commercial hard money lender nationwide for income-producing properties. Broker friendly; no upfront fees; call Daniel Stubbs at 702-227-0965 for quick approval.
Navesink River Capital
3M 75 YYYYYYY YYYYYY YYYYYYYYYYYYYY
Direct Lender NATION WIDE Direct lender specializing in all types of real estate. Fast funding available up to 75% LTV. $200K-$3M.
New Providence Capital LLC
3M 2Y YYYY YYYYY Y Y YYYYYY Y
Private Lender TX No minimum FICO; bankruptcy and foreclosure OK; quick, easy closing.
North Star Lending LLC
3M 65 2YYYYYY Y YY Y YY YYYY YYY
Direct Lender CA Reliable, private money for quick and painless financing of commercial purpose loans. Brokers protected. Twelve-month fixed rate, interest only terms. nslfinance.com
OneSource by PCS
25M 75 2YYYYYYYYYYYYYYY YY YY YY Y Y
Direct Lender CA Portfolio lender. Fix-n-flip with easy draw. 3 disbursements: 1st draw on closing - max 1/3 of holdback not to exceed 80% of acquisition. Fast funding.
Pacific Private Money Loans
20M 70 3YYYYYYYY Y YYYY YYYYYYYYYYYYYY
Direct Lender CA All scenarios considered on commercial property; 48-hour turn times with full package; loan sizes from $250K-$20M. Quick approvals, LOI's and funding. Very broker friendly.
Patch of Land
5M 80 2YYYYYYY YYY YY Y YY YYY
Direct Lender NATIONWIDE except: AZ MN NV OR SD PoL is a national alternative online lender focused on residential and commercial rehab, refi and bridge loans for companies needing to scale their business.
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
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Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
PROPER TY T YPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Hard money lenders generally give more
consideration to the value of a property/
collateral than to debt-service-coverage ratios.
Loan-to-value ratios are usually less than
75 percent. These lenders specialize in unique,
hard-to-find loans and sometimes are known
as private, equity or portfolio lenders.
They often can do fast closings.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and
5 Bridge loans
6 Blanket loans
7 Balloon payments only;
no periodic payments
8 Second mortgages
10 Notes purchased
11 Joint ventures
trusts and legal entities
14 Foreign nationals: no
16 Churches, temples, synagogues
17 Land (bare, commercial, lot,
18 Automotive (no gas, body shop,
19 Retail (shops; strip malls;
20 Entertainment (nightclubs, bars,
21 Gas stations (w/wo c-store)
22 Leisure (golf course, marina,
23 Hospitality (hotels, motels,
24 Industrial (manufacturing,
25 Mixed-use properties
26 Office (building, condo,
27 Ranches and farms:
28 Residential investment