LENDERNAME Min Max Max LTV% Max Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Post your loan: ScotsmanGuide.com/LoanPost Search matrix: ScotsmanGuide.com/comhardmoney
Evergreen Private Finance
5M 70 3 YYYYYYYYYYYY YYYYYYYYYYYYYYYYY
Direct Lender DC DE MA MD NC NJ NY SC VA V T Direct lender. Hard money, bridge, mezzanine and foreign national. Ability to close in 2 weeks.
Fidelity Bancorp Funding
5M 80 YYYYY YYYY Y YYYY Y Y
Direct Lender NATIONWIDE One signature for quick approvals. Bank pricing, broker friendly. fbfloans.com offers 3 easy steps to submit. Complex clients welcome. You'll enjoy our full-service platform.
Fidelity Mortgage Lenders Inc.
15M 60 20YYY YY YYYY YYY YYYY YYY
Direct Lender CA Equity-based loans on commercial-property value. Immediate decisions and fast funding. Long-term loans. No prepayment penalties.
Finance of America Commercial
10M 75 1 YYYYY YYYY Y
Direct Lender NATIONWIDE except: AK ID ND RI SD UT V T Finance of America Commercial is dedicated to providing our clients with more buying power. Our financial strength and our experience give us the ability to deliver for you.
35M 75 30 YYYYYYYYYY YYYYYYYYYYYYYYYYYYY
Direct Lender NATION WIDE except: AK Direct lender. Funding 1st & 2nd position loans up to 75% LTV on multifamily, mixed-use & commercial properties. Rates 8.9% to 12%. No minimum DSCR. 50-year amortization.
5M 60 10YYY YY Y YYY YYYYYYYYYYYY YY
Correspondent TX Most commercial property types considered including land. BKs, foreclosures & discounted notes considered. Oil & gas royalty loans available.
Gamma Real Estate
250M 85 3YY YYY YYYYYYYY YYYYYYYYYYYYYY
Private Lender NATIONWIDE Real estate commercial lending since 1970. We provide speed and certainty of execution. Every loan is tailored to each individual borrower's needs.
1M 65 20Y Y YY YYYYY YYYY YYYYYYY YY
Direct Lender TX 25 years' experience in equity lending to individuals and companies not served by traditional banks. 24-hour conditional approvals.
Gelt Financial LLC
5M 65 3YYY YYYYYYYYYYY YYYY YYYY YYY
Private Lender AZ CT DC FL GA IL IN K Y NC NJ NV N Y OH PA SC TN TX VA V T Fast approvals & closings. Flexible terms, common-sense underwriting. Deal with the decision makers, no income verification loans, credit problems ok, foreclosure buyouts.
Golden Bridge LLC
1.5M 70 1YYYYYYY Y Y YY Y YY Y
Private Lender NY Golden Bridge provides time-sensitive bridge financing to real estate investors. Fast and creative financing solutions.
Gravity Capital LLC
6M 65 5YYYYYYYYYYYYY YYY Y Y YYYYYYYY
Direct Lender NATION WIDE except: IL N Y We fund fast and consider all deals. Brokers are our business.
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Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
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Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
PROPER TY T YPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Hard money lenders generally give more
consideration to the value of a property/
collateral than to debt-service-coverage ratios.
Loan-to-value ratios are usually less than
75 percent. These lenders specialize in unique,
hard-to-find loans and sometimes are known
as private, equity or portfolio lenders.
They often can do fast closings.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and
5 Bridge loans
6 Blanket loans
7 Balloon payments only;
no periodic payments
8 Second mortgages
10 Notes purchased
11 Joint ventures
trusts and legal entities
14 Foreign nationals: no
16 Churches, temples, synagogues
17 Land (bare, commercial, lot,
18 Automotive (no gas, body shop,
19 Retail (shops; strip malls;
20 Entertainment (nightclubs, bars,
21 Gas stations (w/wo c-store)
22 Leisure (golf course, marina,
23 Hospitality (hotels, motels,
24 Industrial (manufacturing,
25 Mixed-use properties
26 Office (building, condo,
27 Ranches and farms:
28 Residential investment