LENDERNAME Min Max Max LTV% Max Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
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ScotsmanGuide.com/LoanPost Search matrix:
10M 65 3YYY YY Y Y YYYY YY YYYY YYY
Direct Lender CA Direct, private lender since 1977. Brokers protected. No prepayment penalty. Metro areas preferred.
Roc Capital Holdings
20M 75 2YYYYY Y YY YY YYYYY YYY
Private Lender NATION WIDE except: AZ MN ND NV SD V T WV Roc originates, underwrites, funds and services a diverse product suite of commercial real estate loans including multifamily, fix-n-flip loans, build-to-suit & bridge loans.
Rodeo Capital Inc.
12M 65 3YYYYYY Y YYY YYYY YYYY YYY
Private Lender NATIONWIDE Rodeo Capital is a direct portfolio lender! We provide 1st position debt to 65% LTV & 80% LTP on residential & commercial assets. We will consider JV & can provide a POF.
Saratoga Capital Inc.
5M 70 5YYYYYY Y Y YYYY Y YY Y Y
Direct Lender CA In-house private lender. $500K-$5M. 1-5 year terms. 2nds OK. NOO. Use multiple properties to qualify. Simple qualifying & we can fund in days. CA only. Brokers protected.
50M 80 3Y YYYYY YYYYYY Y YY YYYYYYYYY
Private Lender NATION WIDE except: AK Direct lender, 1-3 year terms, brokers protected, creative and solution oriented. Not credit driven. Quick closings available.
SDC Capital Funding
5M 75 3YYYYYY Y YYYYYY Y Y YYY Y Y
Private Lender CA SDC Capital Funding is a direct, real estate lender offering 1st and 2nd trust deeds on commercial properties in CA. Fast closings. Brokers protected.
Seattle Funding Group Ltd.
12M 75 3Y YYYY YYYYY Y YYYY YYY
Direct Lender AK AZ CA CO HI ID NV OR TX UT WA For California properties, contact the San Diego office at 858-751-0556. For Arizona properties, contact the Scottsdale office at 480-455-5047.
15M 75 2YYYYYY YY YYYY Y Y YY Y Y
Direct Lender NATION WIDE except: ND NV SD V T Competitive private lender with fast closings. Rehab & ground-up funds available - high LTVs. Broker and correspondent options offered! No-income verification bridge loan.
Singer Financial Corp.
1M 60 15 Y YYYYYY YYYYYYYYYYYYYYYYYYYY
Private Lender DE NJ PA We offer commercial mortgages and business loans secured by commercial RE. Funds available now. Closing within 5-7 business days. Flexible terms offered. Brokers protected.
SO-CAL Capital Inc.
5M 75 5 YYYYYYYYY YYYYYYYYYYYYYYY YYY
Private Lender NATIONWIDE Investing requires experience and diversity. SO-CAL Capital delivers both through innovative products and qualified opportunities that appeal to brokers and investors alike.
South End Capital Corp.
10M 80 30 YYY YYY YYY YYYYYYYYYYYYY
Direct Lender NATIONWIDE We offer "Bankable Terms for Un-Bankable Borrowers," no credit minimum and few industry or property type restrictions. Brokers are welcome and referral fees paid.
Stabilis Capital Management LP
50M 75 2YYY YYY Y YYYY YYYYYYYYYYYYY
Private Lender INTERNATIONAL Bridge lender specializing in distressed, special situation and value-add lending up to 75% LTV from $2M to $50M. Secondary, tertiary and major markets considered.
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
These companies are display advertisers with Scotsman Guide
Media. See the Display Advertiser Directory on Page 14 for more
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
PROPER TY T YPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Hard money lenders generally give more
consideration to the value of a property/
collateral than to debt-service-coverage ratios.
Loan-to-value ratios are usually less than
75 percent. These lenders specialize in unique,
hard-to-find loans and sometimes are known
as private, equity or portfolio lenders.
They often can do fast closings.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and
5 Bridge loans
6 Blanket loans
7 Balloon payments only;
no periodic payments
8 Second mortgages
10 Notes purchased
11 Joint ventures
trusts and legal entities
14 Foreign nationals: no
16 Churches, temples, synagogues
17 Land (bare, commercial, lot,
18 Automotive (no gas, body shop,
19 Retail (shops; strip malls;
20 Entertainment (nightclubs, bars,
21 Gas stations (w/wo c-store)
22 Leisure (golf course, marina,
23 Hospitality (hotels, motels,
24 Industrial (manufacturing,
25 Mixed-use properties
26 Office (building, condo,
27 Ranches and farms:
28 Residential investment