LENDERNAME Min Max Max LTV% Max Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Min
Max
Max
LTV%
Max
Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Post your loan: ScotsmanGuide.com/LoanPost Search matrix: ScotsmanGuide.com/comhardmoney
Business Loan Capital
877-774-4240
www.businessloancapital.com
dmanser@blclending.com
500K
10M 75 3YYY Y YYYYY YYYYYYYYYY YY
Direct Lender NATIONWIDE BLC is a direct lender focused on financing commercial real estate. BLC offers competitive 1-3 year I/O bridge loans up to 75% LTV. BLC also offers SBA 504 & conv loans.
Cache Private Capital
435-590-6350
www.cacheprivatecapital.com
kjones@cacheprivatecapital.com
450K
5M 70 2 YYYYYYY YY YYYYYYYYYYYYYYY
Direct Lender NATION WIDE Certainty of funding: CPC Diversified Fund is a leading national private bridge lender, funding complex projects with opportunistic circumstances.
Capstone Financial
602-692-2380
www.capstonefi.com
tstone@capstonefi.com
75K
2M 80 2YYY YY YY Y YY YY Y
Direct Lender NATION WIDE Capstone is a private lender on loans $75K-$2M. Fix-n-flip with rehab, small commercial and resi investment, commercial bridge are our DNA. Brokers protected!
Century Capital Partners
877-335-5464
www.centurycapllc.com
info@centurycapitalfinance.com
200K
20M 65 5YYYYYYY YYYYY YYYY YYYYYYYYY
Private Lender NJ NY We focus on each borrower’s individual circumstances in order to provide flexible and innovative financial solutions. Specialist in NY/NJ area; will consider deals nationwide.
Civic Financial Services
844-311-6428
www.civicfs.com
info@civicfs.com
100K
5M 80 4YYY YY Y YYYY Y Y
Direct Lender AZ CA CO FL GA HI NC NV OR SC TN TX U T WA Direct lender, specializing in financing non-owner-occupied residential properties (SFR, 1-4, 5+, condos). Fast closings and extremely competitive rates.
CMN Funding
518-435-1119
www.cmnfunding.com
info@cmnfunding.com
50K
100M 70 3YYYYYY YYYYYYYYYY YYYYY YYY
Private Lender IN TERNATIONAL Commercial real estate bridge loans. Small business loans (U.S. only) for working capital/expansion using cash flow.
Columbia Pacific Advisors
206-576-1292
www.columbiapacific.com
bridgelending@columbiapacific.com
5M
50M 75 3 YYYYYYYYYYYYYYY YYYYYYYYYYYYY
Direct Lender NATIONWIDE Nationwide direct lender offering quick underwriting and fast funding. We like looking at all income-producing opportunities.
Commercial Loan Center LLC
800-959-2370
www.clcllc.net
info@clcllc.net
100K
2.5M 65 3YYY YY Y YYYY YY Y Y Y
Direct Lender NATION WIDE except: AK MI ND V T All income-producing commercial properties considered. No underground storage tanks permitted.
CoreVest Finance
888-471-3487
www.corevestfinance.com
info@cvest.com
67K
50M 75 30 YYY YY YYYY Y
Private Lender NATION WIDE except: AK IA ID ND NE SD V T CoreVest Finance, the leading lender of residential investment properties, has closed over $3B in loans and funded 25,000 properties across more than 40 states.
Cressida Direct
213-481-6267
www.cressidadirect.com
deans@cressidacapital.com
250K
25M 80 3YYYYYYYYYYYYYYY YYY YYYYYY YYY
Correspondent NATIONWIDE except: DE HI ID MI ND NV SD VT WV WY We are a nationwide, direct, small-balance commercial mortgage lender offering financing from $250K to $25M on commercial real estate.
Crosswind Financial
310-597-4001
www.crosswindfinancial.com
info@crosswindfinancial.com
500K
10M 70 2 YYYYY YYY Y
Private Lender AZ CA GA IN NC OR WA Crosswind Financial is a relationship-based direct private lender based in Los Angeles. We finance California's top residential and commercial developers.
Eastside Funding
425-230-0000
www.eastsidefunding.com
sales@eastsidefunding.com
25K
10M 80 1YYYYYY YY YY YYYYYYYYYYYYYYY
Direct Lender WA We provide innovative financing solutions to suit your individual need, come see why we are the largest private financing firm in Washington state. Start today with 10% down!
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
These companies are display advertisers with Scotsman Guide
Media. See the Display Advertiser Directory on Page 14 for more
information.
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
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PROPER TY T YPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Hard money lenders generally give more
consideration to the value of a property/
collateral than to debt-service-coverage ratios.
Loan-to-value ratios are usually less than
75 percent. These lenders specialize in unique,
hard-to-find loans and sometimes are known
as private, equity or portfolio lenders.
They often can do fast closings.
Minimum and
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
without notice.
1 Purchase
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and
development
5 Bridge loans
6 Blanket loans
7 Balloon payments only;
no periodic payments
8 Second mortgages
9 Mezzanine
10 Notes purchased
11 Joint ventures
12 Rehab/remodel/
renovation
13 Corporations,
trusts and legal entities
14 Foreign nationals: no
green card
15 Nonrecourse
16 Churches, temples, synagogues
17 Land (bare, commercial, lot,
subdivision)
18 Automotive (no gas, body shop,
oil change)
19 Retail (shops; strip malls;
anchors; c-stores)
20 Entertainment (nightclubs, bars,
theaters, etc.)
21 Gas stations (w/wo c-store)
22 Leisure (golf course, marina,
RV park)
23 Hospitality (hotels, motels,
condotels, B&B)
24 Industrial (manufacturing,
mining, distribution)
25 Mixed-use properties
26 Office (building, condo,
complex)
27 Ranches and farms:
income producing
28 Residential investment
properties
29 Restaurants
30 Self-storage
<< Continued
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