LENDERNAME Min Max Max LTV% Max Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Post your loan: ScotsmanGuide.com/LoanPost Search matrix: ScotsmanGuide.com/comhardmoney
2.5M 70 5 YYYYYY YYY YYYYYYYYYYYYYY
Direct Lender TX Direct private lender for hard to place loans in TX. 5-yr term/20-yr am. Lower FICO, higher DTI, recent biz owner/self-emp, for natl, etc. Brokers encouraged!
Sundance Bay Debt
10M 75 2YYYYYYYYYYYYY Y YY Y YYYY YYY
AZ CA CO FL ID IL IN KS KY MI MN MO MS MT NE NM NV OK OR TN TX UT WA WI WY
Private real estate lender. Broker friendly. LTV: up to 75%. LTC: up to 85%.
Loan types: construction, bridge, value-add, refinance & notes. Terms: 3-18 months. No exit fees.
SWE Lending LLC
2M 80 30YY YYYY Y YYYYYYYYYYYYYYYYYYY
Direct Lender GA TX Credit is not a problem. We offer hard money loans, lines of credit, construction/rehab loans and purchase money loans. Financing in GA is for commercial & investment only.
T&M Commercial Funding Inc.
1M 65 3YYYYYYY Y YYYYY YY YYYYYYYYY
Private Lender NATIONWIDE except: ND NV SD Fix-n-flip projects, purchase, cash-out refi's on investment properties. Cross-collateral specialists! Creative underwriting. Loans from $20K-$1M. Call Rich at 207-440-4345.
Trez Forman Capital Group LP
75M 80 3YYYYYYYY YYY YY Y YYYYYYYY YYY
Private Lender NATIONWIDE Trez Forman Capital is a trusted, direct balance-sheet lender for commercial real estate properties located throughout the United States.
Triumph Capital Partners
3.5M 75 3YYYYY Y YYYY YY Y
Direct Lender AZ CA CO FL IL MA TX WA The #1 private lender for real estate investors. Fix-n-flip, bridge and rental. Up to 75% LTV & 90% LTC. Close in as little as 5 days. Correspondent & wholesale programs.
Vale Capital Inc.
15M 75 3YYYYYYYYYYYYYYY YYYYYYYYY Y Y
Direct Lender AZ CA HI NV OR UT WA Experienced private lender for bridge and construction loans. Broker friendly. Fast close ( 7-10 days). Will cross-collateralize. Complex deals OK.
Velocity Mortgage Capital
5M 75 30YYY YY Y YY YYY Y Y
Direct Lender NATIONWIDE except: MN ND NH NV SD TN V T Velocity is a direct, wholesale lender offering "No Income Verification" financing for investment and commercial props. Broker rebates & correspondent relationships available.
5M 75 1YYYYY Y Y Y YY Y
Direct Lender CO ID OR WA Northwest's premier hard money lender. Easy application. Fast close. Reliable process. Lending in CO, ID, OR, WA. Fund tomorrow's opportunity, today!
2M 80 30YYY YY Y Y Y
Private Lender NATIONWIDE except: AK AZ DE HI ID KS MN ND NE NV OR RI SD V T Fast, simple & dependable loans for residential investors, from no-balloon 30-yr. to 24-mo. bridge (interest only). No income verification. Lower rates/fees based on credit.
Western Development LLC
500K 65 YYYYYYYY Y YYYYYYYYYYYYYYYYYYY
Direct Lender DC DE MD VA Submit an application online or call us for an immediate answer.
Wilshire Quinn Capital Inc.
10M 60 2 YYYYYY YYYYY YYYYYYYYYYYYYY
Private Lender CA Wilshire Quinn is a direct private money lender that provides financing on both commercial and residential properties with loan amounts ranging from $200K up to $10M.
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
These companies are display advertisers with Scotsman Guide
Media. See the Display Advertiser Directory on Page 14 for more
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
PROPER TY T YPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Hard money lenders generally give more
consideration to the value of a property/
collateral than to debt-service-coverage ratios.
Loan-to-value ratios are usually less than
75 percent. These lenders specialize in unique,
hard-to-find loans and sometimes are known
as private, equity or portfolio lenders.
They often can do fast closings.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and
5 Bridge loans
6 Blanket loans
7 Balloon payments only;
no periodic payments
8 Second mortgages
10 Notes purchased
11 Joint ventures
trusts and legal entities
14 Foreign nationals: no
16 Churches, temples, synagogues
17 Land (bare, commercial, lot,
18 Automotive (no gas, body shop,
19 Retail (shops; strip malls;
20 Entertainment (nightclubs, bars,
21 Gas stations (w/wo c-store)
22 Leisure (golf course, marina,
23 Hospitality (hotels, motels,
24 Industrial (manufacturing,
25 Mixed-use properties
26 Office (building, condo,
27 Ranches and farms:
28 Residential investment