LENDERNAME Min Max Max LTV% Max Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Budget Mortgage Corp.
5M 70 5YYY YY YYYY Y YY Y
Direct Lender CA California only. NOO residential and commercial CA real estate. Business purpose only, no prepay and non-recourse available, fixed 1-5 years. CalBRE Broker No. 01891885.
Business Loan Capital
10M 75 3YYY Y YYYYY YYYYYYYYYY YY
Direct Lender NATIONWIDE BLC is a direct lender focused on financing commercial real estate. BLC offers competitive 1-3 year I/O bridge loans up to 75% LTV. BLC also offers SBA 504 & conv loans.
Cache Private Capital
5M 70 2 YYYYYYY YY YYYYYYYYYYYYYYY
Direct Lender NATION WIDE Certainty of funding: CPC Diversified Fund is a leading national private bridge lender, funding complex projects with opportunistic circumstances.
2M 80 2YYY YY YY Y YY YY Y
Direct Lender NATION WIDE Capstone is a private lender on loans $75K-$2M. Fix-n-flip with rehab, small commercial and resi nvestment, commercial bridge are our DNA. Brokers protected!
Century Capital Partners
20M 65 5YYYYYYY YYYYY YYYY YYYYYYYYY
Private Lender NJ NY We focus on each borrower’s individual circumstances in order to provide flexible and innovative financial solutions. Specialist in NY/NJ area; will consider deals nationwide.
Cherrywood Mortgage LLC
5M 70 30 YYY Y YY YY YYY YYY
Direct Lender NATIONWIDE except: AK ND SD Cherrywood Mortgage, LLC is a small-balance direct lender specializing in loans that don't necessarily fit the bank-qualifying guidelines. Call 800-819-4199.
Civic Financial Services
5M 80 4YYY YY Y YYYY Y Y
Direct Lender AZ CA CO FL GA HI NC NV OR SC TN TX U T WA Direct lender, specializing in financing non-owner-occupied residential properties (SFR, 1-4, 5+, condos). Fast closings and extremely competitive rates.
100M 70 3YYYYYY YYYYYYYYYY YYYYY YYY
Private Lender INTERNATIONAL Commercial real estate bridge loans. Small business loans (U.S. only) for working capital/expansion using cash flow.
Columbia Pacific Advisors
50M 75 3 YYYYYYYYYYYYYYY YYYYYYYYYYYYY
Direct Lender NATIONWIDE Nationwide direct lender offering quick underwriting and fast funding. We like looking at all income-producing opportunities.
Commercial Loan Center LLC
2.5M 65 3YYY YY Y YYYY YY Y Y Y
Direct Lender NATION WIDE except: AK MI ND V T All income-producing commercial properties considered. No underground storage tanks permitted.
50M 75 30 YYY YY YYYY Y
Private Lender NATION WIDE except: AK IA ID ND NE SD V T CoreVest Finance, the leading lender of residential investment properties, has closed over $3B in loans and funded 25,000 properties across more than 40 states.
25M 80 3YYYYYYYYYYYYYYY YYY YYYYYY YYY
Correspondent NATIONWIDE except: DE HI ID MI ND NV SD VT WV WY We are a nationwide, direct, small-balance commercial mortgage lender offering financing from $250K to $25M on commercial real estate.
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
These companies are display advertisers with Scotsman Guide
Media. See the Display Advertiser Directory on Page 14 for more
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
PROPER TY T YPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Hard money lenders generally give more
consideration to the value of a property/
collateral than to debt-service-coverage ratios.
Loan-to-value ratios are usually less than
75 percent. These lenders specialize in unique,
hard-to-find loans and sometimes are known
as private, equity or portfolio lenders.
They often can do fast closings.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and
5 Bridge loans
6 Blanket loans
7 Balloon payments only;
no periodic payments
8 Second mortgages
10 Notes purchased
11 Joint ventures
trusts and legal entities
14 Foreign nationals: no
16 Churches, temples, synagogues
17 Land (bare, commercial, lot,
18 Automotive (no gas, body shop,
19 Retail (shops; strip malls;
20 Entertainment (nightclubs, bars,
21 Gas stations (w/wo c-store)
22 Leisure (golf course, marina,
23 Hospitality (hotels, motels,
24 Industrial (manufacturing,
25 Mixed-use properties
26 Office (building, condo,
27 Ranches and farms:
28 Residential investment