LENDERNAME Min Max Max LTV% Max Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Vale Capital Inc.
15M 75 3YYYYYYYYYYYYYYY YYYYYYYYY Y Y
Direct Lender AZ CA HI NV OR U T WA Experienced private lender for bridge and construction loans. Broker friendly. Fast close ( 7-10 days). Will cross-collateralize. Complex deals OK.
Velocity Mortgage Capital
5M 75 30YYY YY Y YY YYY Y Y
Direct Lender NATIONWIDE except: MN ND NH NV SD TN VT A nationwide, direct portfolio lender that provides residential, multifamily, mixed-use and small balance commercial property financing for investors who are tough to qualify.
5M 75 1YYYYY Y Y Y YY Y
Direct Lender CO ID OR WA Northwest's premier hard money lender. Easy application. Fast close. Reliable process. Lending in CO, ID, OR, WA. Fund tomorrow's opportunity, today!
2M 80 30YYY YY Y Y Y
Private Lender NATION WIDE except: AK AZ DE HI ID KS MN ND NE NV OR RI SD V T Fast, simple & dependable loans for residential investors, from no-balloon 30-yr. to 24-mo. bridge (interest only). No income verification. Lower rates/fees based on credit.
Western Development LLC
500K 65 YYYYYYYY Y YYYYYYYYYYYYYYYYYYY
Direct Lender DC DE MD VA Submit an application online or call us for an immediate answer.
Wilshire Finance Partners Inc.
7M 65 5YYY YYY YYYYY Y YYY Y Y
Direct Lender NATIONWIDE except: AK CT NJ NY Wilshire is a non-bank, balance sheet lender specializing in small balance bridge loans for multifamily and commercial real estate. Loans from $1M to $7M.
Wilshire Quinn Capital Inc.
10M 60 2 YYYYYY YYYYY YYYYYYYYYYYYYY
Private Lender CA Wilshire Quinn is a direct private money lender that provides financing on both commercial and residential properties with loan amounts ranging from $200K up to $10M.
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
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Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
PROPER TY T YPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Hard money lenders generally give more
consideration to the value of a property/
collateral than to debt-service-coverage ratios.
Loan-to-value ratios are usually less than
75 percent. These lenders specialize in unique,
hard-to-find loans and sometimes are known
as private, equity or portfolio lenders.
They often can do fast closings.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and
5 Bridge loans
6 Blanket loans
7 Balloon payments only;
no periodic payments
8 Second mortgages
10 Notes purchased
11 Joint ventures
trusts and legal entities
14 Foreign nationals: no
16 Churches, temples, synagogues
17 Land (bare, commercial, lot,
18 Automotive (no gas, body shop,
19 Retail (shops; strip malls;
20 Entertainment (nightclubs, bars,
21 Gas stations (w/wo c-store)
22 Leisure (golf course, marina,
23 Hospitality (hotels, motels,
24 Industrial (manufacturing,
25 Mixed-use properties
26 Office (building, condo,
27 Ranches and farms:
28 Residential investment
of $1 Million
Increase your leverage without refinancing your first mortgage.
for commercial real estate
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