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LENDERNAME Min Max Max LTV% Min DSCR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
DSCR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
Matrix: Commercial Lenders
Tell lenders you found them in Scotsman Guide
30M YYYYY Y Y Y YYY
Bank AZ CA CO HI ID NV OR TX UT WA Permanent, bridge, construction and acquisition loans. Floating or fixed rate. Specialized small-balance wholesale origination programs available for loan sizes up to $15M.
30M 65 0YYYYY YYYYY Y YY YYYYY YYYYYY
Direct Lender NATION WIDE except: AK FL IA IN KS ND N Y OH SD VA WI WV iBorrow is a private bridge lender. We specialize in repositioning/value-add projects, quick closings and borrower issues.
IMH Financial Corp.
50M 75 1YYYYY YYYYYY YYYYYYYYYYYYYYYY
Direct Lender NATION WIDE Direct lender. Broker friendly/brokers protected. 20+ years of funding loans on commercial, multifamily, hospitality and residential development.
INCA Capital LLC
15M 75 YYYYY Y Y YYYYYYY YYYYYYY
Direct Lender AZ CA CO NV UT INCA Capital is a direct private capital lender. We finance all commercial property types including land, lot development, construction, finished lots and subdivisions.
KCMI Capital Inc.
1M 70 1.2YYY Y YY YY YYYY YYYYYYY
Direct Lender CO CT DC DE FL GA IN MA MD ME MN NC NH NJ NY OH PA RI SC TX VA WA WI KCMI specializes in the commercial real estate loans that do not fit the criteria of traditional banks. Rates start at 7.5% for a 30-year, fully amortizing loan.
Kennedy Funding Financial
50M 75 Y YYY Y Y YYY YYYYYYYY YYYYYYY
Direct Lender INTERNATIONAL Kennedy Funding Financial is a real estate secured lender with loans starting at $1M.
15M 85 0YYYYY YY Y Y Y YY YYYY YYYYYY
Private Lender NATION WIDE except: AK HI
Latitude Real Estate Investors
35M 80 YY Y Y YY Y YY
Direct Lender NATIONWIDE Acquisition or rehabilitation financing for transitional assets with upside potential.
Layla Capital LLC
10M 70 YYYYYY Y YY Y YY Y Y
Private Lender NATION WIDE except: AK AL AR AZ K Y LA MO MS MT ND NE NM OK SD TN U T WV W Y LTV up to 70%. First mortgages. Term: 12-24 months. Non-recourse available. Multifamily, mixed-use, single-family, retail, industrial and development.
3M 55 YYY YY Y YYY YYY Y YYYY YYYYYYY
Direct Lender NATIONWIDE We are the most aggressive lender in the country. We take into consideration equity only with loans tarting as low as $25K-$3M. All real estate types considered.
25M 90 1.25YYYYY Y Y YY YYY YYYYYY
Direct Lender NATION WIDE Full-service commercial real estate financing. Origination, servicing and lender services. SBA 504 bridge loans.
6M 100 1.27 YYY YY Y Y YYY YY Y YYYYYY
Direct Lender NATIONWIDE We provide loans and lines of credit to borrowers in the amount of $100K to $6M+ in 5-7 business days secured by RE collateral. We go up to 100% LTV in 2nd lien position.
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
These companies are display advertisers with Scotsman Guide
Media. See the Display Advertiser Directory on Page 14 for more
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: email@example.com.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and development
5 Bridge loans
6 Business loans
(operating capital, buyouts,
no real property)
7 Equity line of credit
8 Accounts receivable
10 Second mortgages
12 Joint ventures
13 Notes purchased
14 Agency lending
SBA, USDA, FNMA
15 Private money
17 Automotive (no gas, dealer, body
shop, oil change)
18 Churches, synagogues, temples
19 Energy production & transmission
20 Hospitality (hotels and motels)
21 Industrial (manuf., mining, distr.)
22 Land (lots, bare, subdivision)
23 Leisure (golf course, marina,
RV park, etc.)
24 Medical (hospitals, rehabilitation
center, clinics, assisted living, etc.)
25 Mixed-use properties
26 Mobile/manufactured home parks
27 Municipal; public works financing
28 Non-owner-occupied residential
29 Office (building, condo, complex)
30 Owner-occupied business
31 Retail (malls, strip malls, shops)
33 Single-tenant buildings
PROPERTY TYPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Commercial lenders provide loans for common
loan purposes/properties and for situations such
as mezzanine financing, nonrecourse loans,
second mortgages, Small Business Administration
loans and more.