LENDERNAME Min Max Max LTV% Max Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Post your loan: ScotsmanGuide.com/LoanPost Search matrix: ScotsmanGuide.com/comhardmoney
Popular Commercial Lending Group
10M 75 5YYYYY YYYYY YYYYYYYYYYYY YY
Correspondent NATIONWIDE PCLG is a nationwide mortgage banker and correspondent lender specializing in commercial permanent, commercial bridge and agricultural financing, including hard money loans.
15M 75 2YYYYYY Y Y YY Y Y YYYY Y
Direct Lender NATIONWIDE Prescient Capital consistently works with a select group of intermediaries around the country and these relationships continue to bring prospective credit opportunities.
Private Mortgage Financing
3M 65 5YYYYYYY Y YYYYY YYYYYYYYY YYY
Direct Lender NATION WIDE You can now easily submit loan applications online, easily upload supporting documents, financial statements, etc. Receive a funding decision in 24 hours or less.
Prospera Advisory Group
3M 70 36YYY YYY Y YYY YYY YYYY YYY
Direct Lender IL IN KY MI OH PA WI WV Commercial properties, investment properties, residential rental fix-n-flips and more. Direct lender. Brokers protected. Common-sense underwriting.
PSG Capital Partners Inc.
25M 65 3YYYYYY YY YYY YYYY YYYYYYYYYY
Direct Lender CA TX Making loans on commercial property. Commercial private-money lending for all property types. Bridge & term loans; 7-10 day close. Lending in CA & TX now.
Pyatt Broadmark Management LLC
18M 65 1 YYYYY Y YYYYYYYYYY YYY
Direct Lender CO GA ID NC OR SC TN TX UT WA WY Real estate lending fund specializing in private, short-term construction, development & bridge financing. We provide flexibility & expertise for any real estate transaction.
20M 75 3YYYYYYYY YYY Y YYY Y
Direct Lender NATIONWIDE Direct lender for second mortgages on commercial real estate. Increase your leverage without refinancing your first mortgage. Minimum loan size of $1M.
2.5M 85 2 YYY YY YYY Y Y
Direct Lender NATIONWIDE except: MN ND OR SD VT We are a private lender that works directly with experienced real estate professionals to finance the purchase of non-owner-occupied real estate. Brokers protected.
RD Advisors LLC
20M 75 3YYYYYY YYY YY YYYYYY YYYYY YYY
Direct Lender NATIONWIDE RD Advisors provides flexible financing within an expedited time frame for real estate projects across the U.S. and Puerto Rico.
Red Rock Capital
5M 75 3YYYYYYY YYYY Y YYYY Y Y
Hedge Fund NATION WIDE except: AZ CA MN ND NV OR SD U T V T Lending up to 75% LTV of as-is value (10% down minimum) on purchase loans including flips! Rates starting at 10.5%. Renovation and new construction loans available!
10M 65 5YYY YY Y Y YYYY YY YYYY YYY
CA Direct, private lender since 1977. Broker Friendly, Brokers protected. Metro areas preferred.
Roc Capital Holdings
20M 75 2YYYYY Y YY YY YYYYY YYY
Private Lender NATION WIDE except: MN ND NV SD V T WV Roc originates, underwrites, funds and services a diverse product suite of commercial real estate loans including multifamily, fix-n-flip loans, build-to-suit & bridge loans.
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
These companies are display advertisers with Scotsman Guide
Media. See the Display Advertiser Directory on Page 14 for more
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
PROPER TY T YPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Hard money lenders generally give more
consideration to the value of a property/
collateral than to debt-service-coverage ratios.
Loan-to-value ratios are usually less than
75 percent. These lenders specialize in unique,
hard-to-find loans and sometimes are known
as private, equity or portfolio lenders.
They often can do fast closings.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and
5 Bridge loans
6 Blanket loans
7 Balloon payments only;
no periodic payments
8 Second mortgages
10 Notes purchased
11 Joint ventures
trusts and legal entities
14 Foreign nationals: no
16 Churches, temples, synagogues
17 Land (bare, commercial, lot,
18 Automotive (no gas, body shop,
19 Retail (shops; strip malls;
20 Entertainment (nightclubs, bars,
21 Gas stations (w/wo c-store)
22 Leisure (golf course, marina,
23 Hospitality (hotels, motels,
24 Industrial (manufacturing,
25 Mixed-use properties
26 Office (building, condo,
27 Ranches and farms:
28 Residential investment