LENDERNAME Min Max Max LTV% Min DSCR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
DSCR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
Finance of America Commercial
75M 75 1.15YYYYY Y Y Y Y
Direct Lender NATIONWIDE except: AK ID ND RI SD UT VT Finance of America Commercial is dedicated to providing our clients with more buying power. Our financial strength and our experience give us the ability to deliver for you.
First Bank SBA
5M 90 1.15YYYYYYY Y YY YYYYYYY Y YYYYYY
Bank NATIONWIDE First Bank SBA is one of the most active small business lenders in the nation. Why? Because we are committed to helping small businesses achieve their goals!
First Chatham Bank
5M 90 1.15YYYY Y Y Y YYY YYY YYYYYY
Bank NATIONWIDE SBA 7(a) and USDA B&I loans. We will consider SBA 504 loans. Brokers, for quick response and to gauge our interest, e-mail us a summary. We pay brokers and referral sources.
Florida Capital Bank
5M 90 YYY Y Y YY Y YYYYYY
Bank FL GA SBA 7(a), USDA B&I and SBA 504 loans. We pay brokers and referral sources. For quick response e-mail a summary of deal. We do business acquisition and shareholder buyouts.
35M 90 1.125YYYYY YYYYYYYYYYYYYYYYYYYYYYYYYYYY
Direct Lender NATION WIDE except: AK Nationwide. Loans based on the credibility of the real estate, not the borrower. We are a direct lender, not a broker. No upfront fees. Rates start at 3.75%, 5 yr.
Freedom Capital LLC
9M 90 1.25YYYY Y Y YY YY YYYYYY
Correspondent NATION WIDE Bank-based loans for brokers with 1% to 2% fee. 50%-90% LTV for OO commercial ( 50 states). 50%-65% LTV for NOO ( 44 states). 35%-50% LTV for foreign investors.
5M 75 1.1YYY YY YY YYYYY YYYYYYY YYYYYY
Correspondent TX Private money, low doc, full doc, business loans, church programs and oil & gas royalty funding.
GBC Business Capital
5M 90 1.15YY Y Y YY YY YYY YYY YYYYYY
Bank AL FL GA NC SC TN VA SBA lending in Southeastern US. PLP lender. No concentration issues. Visit our SBA website www.geobanking.com/loans/business-loans/sba-usda-loans.html.
Gelt Financial LLC
3M 70 YYY Y YYYYY Y YY YY YYYYYY
Direct Lender NATION WIDE Flexible U W, NIV, foreign nationals, foreclosure buy-out, starting 8.5%, 1 point, opportunistic lender, deal with the decision makers. When your bank says no, we say yes!
Global Credit Union
5M 75 1.3 Y YYYY YYYYYYY YYYYYYY
Bank ID WA Global Credit Union has a long history and expertise in commercial real estate lending.
Great Oak Funding
1.5M YYYYYY YY Y Y YYY YYY YYYYYY
Direct Lender NATIONWIDE Great Oak Funding is a private lender that provides mezzanine financing to existing companies with a track record of revenue to help them grow and expand.
Harvest Small Business Finance LLC
5M 93 YYY Y Y YYY YYY YYYYYY
Direct Lender NATIONWIDE Direct non-bank national lender.
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
These companies are display advertisers with Scotsman Guide
Media. See the Display Advertiser Directory on Page 14 for more
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and development
5 Bridge loans
6 Business loans
(operating capital, buyouts,
no real property)
7 Equity line of credit
8 Accounts receivable
10 Second mortgages
12 Joint ventures
13 Notes purchased
14 Agency lending
SBA, USDA, FNMA
15 Private money
17 Automotive (no gas, dealer, body
shop, oil change)
18 Churches, synagogues, temples
19 Energy production & transmission
20 Hospitality (hotels and motels)
21 Industrial (manuf., mining, distr.)
22 Land (lots, bare, subdivision)
23 Leisure (golf course, marina,
RV park, etc.)
24 Medical (hospitals, rehabilitation
center, clinics, assisted living, etc.)
25 Mixed-use properties
26 Mobile/manufactured home parks
27 Municipal; public works financing
28 Non-owner-occupied residential
29 Office (building, condo, complex)
30 Owner-occupied business
31 Retail (malls, strip malls, shops)
33 Single-tenant buildings
PROPERTY TYPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Commercial lenders provide loans for common
loan purposes/properties and for situations such
as mezzanine financing, nonrecourse loans,
second mortgages, Small Business Administration
loans and more.