LENDERNAME Min Max Max LTV% Min DSCR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
DSCR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
15M 85 0YYYYY YY Y Y Y YY YYYY YYYYYY
Private Lender NATIONWIDE except: AK HI
Latitude Real Estate Investors
35M 80 YY Y Y YY Y YY
Direct Lender NATIONWIDE Acquisition or rehabilitation financing for transitional assets with upside potential.
Layla Capital LLC
10M 70 YYYYYY Y YY Y YY Y Y
Private Lender NATIONWIDE except: AK AL AR AZ K Y LA MO MS MT ND NE NM OK SD TN UT WV W Y LTV up to 70%. First mortgages. Term: 12-24 months. Non-recourse available. Multifamily, mixed-use, single-family, retail, industrial and development.
3M 60 YYY YY Y YYY YYY YY YYYY YYYYYYY
Direct Lender NATION WIDE We are the most aggressive lender in the country. We take into consideration equity only with loans starting as low as $25K-$3M. All real estate types considered.
25M 90 1.25YYYYY Y Y YY YYY YYYYYY
Direct Lender NATIONWIDE Full-service commercial real estate financing. Origination, servicing and lender services. SBA 504 bridge loans.
6M 100 1.27 YYY YY Y Y YYY YY Y YYYYYY
Direct Lender NATIONWIDE We provide loans and lines of credit to borrowers in the amount of $100K to $6M+ in 5-7 business days secured by RE collateral. We go up to 100% LTV in 2nd lien position.
Lone Oak Fund LLC
50M 60 0YYYYY Y Y Y YY YYY YYY YYYYYYY
Direct Lender CA Rates from 5.9% I/O on loans $10M-$50M and 7.9%- 8.9% I/O on loans $1M-$10M. Quick closings; no prepay penalty; no appraisals required. Brokers protected.
5M 90 1.15YY Y Y YY Y Y YYY YYYY Y
Bank NATIONWIDE SBA Preferred Lender. We take an advisory role with our customers and referral sources. Let us help you think through a project and make a quick decision together.
Mission Federal Credit Union
10M 75 1.2 YYY Y YY YY YYYY
Bank CA Your success is our bottom line. Competitive rates and outstanding service. Wholesale pricing is available to brokers. San Diego County properties only.
20M 75 YYY Y Y Y Y YY YYY YYYYY
Direct Lender NATIONWIDE When the bank says no, we say yes! Direct lender, nationwide, $1M to $20M, income-producing CRE, up to 75% LTV, non-recourse offered, flexible prepay provisions.
Navesink River Capital
3M 75 YYYYYY YYY Y YY YYYY YYYYYY
Direct Lender NATIONWIDE Direct lender specializing in all types of real estate. Fast funding available up to 75% LTV. $200K-$3M.
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
These companies are display advertisers with Scotsman Guide
Media. See the Display Advertiser Directory on Page 14 for more
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and development
5 Bridge loans
6 Business loans
(operating capital, buyouts,
no real property)
7 Equity line of credit
8 Accounts receivable
10 Second mortgages
12 Joint ventures
13 Notes purchased
14 Agency lending
SBA, USDA, FNMA
15 Private money
17 Automotive (no gas, dealer, body
shop, oil change)
18 Churches, synagogues, temples
19 Energy production & transmission
20 Hospitality (hotels and motels)
21 Industrial (manuf., mining, distr.)
22 Land (lots, bare, subdivision)
23 Leisure (golf course, marina,
RV park, etc.)
24 Medical (hospitals, rehabilitation
center, clinics, assisted living, etc.)
25 Mixed-use properties
26 Mobile/manufactured home parks
27 Municipal; public works financing
28 Non-owner-occupied residential
29 Office (building, condo, complex)
30 Owner-occupied business
31 Retail (malls, strip malls, shops)
33 Single-tenant buildings
PROPERTY TYPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Commercial lenders provide loans for common
loan purposes/properties and for situations such
as mezzanine financing, nonrecourse loans,
second mortgages, Small Business Administration
loans and more.