LENDERNAME Min Max Max LTV% Max Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Private Mortgage Financing
3M 65 5YYYYYYY Y YYYYY YYYYYYYYY YYY
Direct Lender NATIONWIDE You can now easily submit loan applications online, easily upload supporting documents, financial statements, etc. Receive a funding decision in 24 hours or less.
Prospera Advisory Group
3M 70 36YYY YYY Y YYY YYY YYYY YYY
Direct Lender IL IN K Y MI OH PA WI WV Commercial properties, investment properties, residential rental fix-n-flips and more. Direct lender. Brokers protected. Common-sense underwriting.
PSG Capital Partners Inc.
25M 65 3YYYYYY YY YYY YYYY YYYYYYYYYY
Direct Lender CA TX Making loans on commercial property. Commercial private-money lending for all property types. Bridge & term loans; 7-10 day close. Lending in CA & TX now.
Pyatt Broadmark Management LLC
18M 65 1 YYYYY Y YYYYYYYYYY YYY
Direct Lender CO GA ID NC OR SC TN TX UT WA WY Real estate lending fund specializing in private, short-term construction, development & bridge financing. We provide flexibility & expertise for any real estate transaction.
20M 75 3YYYYYYYY YYY Y YYY Y
Direct Lender NATIONWIDE Direct lender for second mortgages on commercial real estate. Increase your leverage without refinancing your first mortgage. Minimum loan size of $1M.
2.5M 85 2 YYY YY YYY Y Y
Direct Lender NATIONWIDE except: MN ND OR SD VT We are a private lender that works directly with experienced real estate professionals to finance the purchase of non-owner-occupied real estate. Brokers protected.
Red Rock Capital
7M 80 10 YYYYYY YYYY Y YYY YYY
Hedge Fund NATIONWIDE except: AZ CA MN ND NV OR SD UT V T Max of 80% LTV (cash-out OK!) on 1.20 DSCR or higher commercial properties (inc. mobile home parks). Nationwide with up to 10 year fixed terms. Rates start at 7%. No doc OK.
10M 65 5YYY YY Y Y YYYY YY YYYY YYY
Direct Lender CA Direct, private lender since 1977. Broker friendly, brokers protected. Metro areas preferred.
30M 65 3YYYYYY YYYYYY YYYYYYYYYYY YY
Direct Lender NATIONWIDE A direct lender specializing in originating $3M-$30M short-term commercial mortgage loans on a national basis. Closings in typically less than 14 days.
Roc Capital Holdings
20M 75 2YYYYY Y YY YY YYYYY YYY
Private Lender NATION WIDE except: MN ND NV SD V T WV Roc originates, underwrites, funds and services a diverse product suite of commercial real estate loans including multifamily, fix-n-flip loans, build-to-suit & bridge loans.
12M 65 3YYYYYY Y YYY YYYY YYYY YYY
Private Lender NATIONWIDE Rodeo Lending is a direct portfolio lender! We provide 1st position debt to 65% LTV & 80% LTP on residential & commercial assets. We will consider JV & can provide a POF.
Saratoga Capital Inc.
5M 70 5YYYYYY Y Y YYYY Y YY Y Y
Direct Lender CA In-house private lender. $500K-$5M. 1-5 year terms. 2nds OK. NOO. Use multiple properties to qualify. Simple qualifying & we can fund in days. CA only. Brokers protected.
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
These companies are display advertisers with Scotsman Guide
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Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
PROPER TY T YPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Hard money lenders generally give more
consideration to the value of a property/
collateral than to debt-service-coverage ratios.
Loan-to-value ratios are usually less than
75 percent. These lenders specialize in unique,
hard-to-find loans and sometimes are known
as private, equity or portfolio lenders.
They often can do fast closings.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and
5 Bridge loans
6 Blanket loans
7 Balloon payments only;
no periodic payments
8 Second mortgages
10 Notes purchased
11 Joint ventures
trusts and legal entities
14 Foreign nationals: no
16 Churches, temples, synagogues
17 Land (bare, commercial, lot,
18 Automotive (no gas, body shop,
19 Retail (shops; strip malls;
20 Entertainment (nightclubs, bars,
21 Gas stations (w/wo c-store)
22 Leisure (golf course, marina,
23 Hospitality (hotels, motels,
24 Industrial (manufacturing,
25 Mixed-use properties
26 Office (building, condo,
27 Ranches and farms:
28 Residential investment