LENDERNAME Min Max Max LTV% Max Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Term 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Post your loan: ScotsmanGuide.com/LoanPost Search matrix: ScotsmanGuide.com/comhardmoney
1 Stop Hard Money
10M 75 2YYYYYY Y Y YYYY Y Y YYYY YYY
Private Lender NATION WIDE except: ID MN MT ND NY OR SD U T Short-term, low loan-to-value real estate loans offer safe, high-yield investments for our investors, while quickly solving a short-term problem for our loan clients.
5 Arch Funding Corp.
20M 85 2 YYYYYY YYYYYY Y Y Y
Direct Lender AZ CA CT FL GA HI IL IN KS MA MD MS NC NJ NV NY OH OK OR PA SC TN TX UT VA WA Business purpose, NOO, fix-n-flip, buyand hold, rental (pools OK), ground-upconstruction, multifamily.3-5dayfunding, brokers protected. Inquiries welcome.
A.S.K. Investments Inc.
none 15YYYYYYYY Y YYYYYYYYYYYYYYYYYYY
Private Lender CA
15M 65 5YYYYY Y YY YY YYYYY
Direct Lender CA AB Capital is a direct California real estate investment firm specializing in debt, equity and mezzanine financing.
Agoura Hills Financial
1.5M 65 5YYYYYY Y YY YYYY YYYY YYY
Direct Lender CA Broker friendly, close fast! NOO 1-4 residential, commercial, fix-n-flip to $1.5M. Southern California only, Los Angeles & from Ventura to San Diego.
Ajax Funding LLC
5M 75 7YYYYYY YYYYY Y Y YY Y Y
REIT NATION WIDE Broker friendly and can close fast! Metro areas only. Credit is not a major deciding factor. MF, mixed-use, retail, office, light industrial and fix-n-flip. No O/O lending.
Private Equity Finance
15M 65 5YYY YY Y Y YYYY Y YY Y Y
Direct Lender CA Direct lender. California only. 1st & 2nd trust deeds. Fast close. Tons of funds available now!
Allied Commercial Funding Corp.
50M 65 30YYYYYYYYY YYY YYYY YYYYYY YYY
Direct Lender CA Southern California. Closing within 5 to 10 business days.
Alpha Funding Solutions LLC
10M 80 1Y YYYYYYYYYYYYY YYY YYYYY Y Y
Direct Lender CT FL MD NJ N Y PA The softer side of hard money. Rates starting at 8.99%. Quick closings, great service and flexibility.
Life Insurance Co.
3M 65 15YYY YY Y YY Y YYY YYYYY YY
Insurance Co. AZ CA CO ID MT NM NV OR TX UT WA WY We’ve been making NOT SO HARD MONEY™ loans for over 60 years. We fund with our own capital and we underwrite and service all our loans in-house.
Amerifund Home Mortgage LLC
100M 75 30YYYYYY Y Y YYYY YYYYYYYYYYYY
Private Lender NATIONWIDE We try to make every deal happen! Call now 888-326-2062 or e-mail: firstname.lastname@example.org
Companies bearing the Proven Direct Lender designation have undergone a reasonable verification process to confirm the lender’s direct-lending capabilities. Scotsman Guide Media does not assume any obligation or liability for this designation. The inclusion of the Proven Direct
Lender designation is a paid advertisement and should not be construed as a recommendation or endorsement by Scotsman Guide Media.
These companies are display advertisers with Scotsman Guide
Media. See the Display Advertiser Directory on Page 14 for more
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: email@example.com.
PROPER TY T YPES LOAN T YPE / PURPOSE / PARAMETERS LOAN LIMITS
Hard money lenders generally give more
consideration to the value of a property/
collateral than to debt-service-coverage ratios.
Loan-to-value ratios are usually less than
75 percent. These lenders specialize in unique,
hard-to-find loans and sometimes are known
as private, equity or portfolio lenders.
They often can do fast closings.
maximum loan size
may not apply to all
property types and/
or in all regions and
is subject to change
2 Rate and term refinance
3 Cash-out refinance
4 Acquisition and
5 Bridge loans
6 Blanket loans
7 Balloon payments only;
no periodic payments
8 Second mortgages
10 Notes purchased
11 Joint ventures
trusts and legal entities
14 Foreign nationals: no
16 Churches, temples, synagogues
17 Land (bare, commercial, lot,
18 Automotive (no gas, body shop,
19 Retail (shops; strip malls;
20 Entertainment (nightclubs, bars,
21 Gas stations (w/wo c-store)
22 Leisure (golf course, marina,
23 Hospitality (hotels, motels,
24 Industrial (manufacturing,
25 Mixed-use properties
26 Office (building, condo,
27 Ranches and farms:
28 Residential investment